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District of Columbia postsecondary school bonds.
From $100.

A licensed DC postsecondary institution posts a surety bond with the Higher Education Licensure Commission (HELC) to protect student tuition. HELC sets the amount from your enrollment and net tuition, so it varies by school. The premium is 1% of the bond amount, $100 minimum.

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Required by the Higher Education Licensure Commission (HELC) under D.C. Code Title 38, Chapter 13
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Amount sized to student enrollment and annual net tuition — whichever produces the higher tier
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No credit check up to $25,000 — above that, a soft pull at most, which never affects your score
1% of amount$100 minimumNo credit check up to $25,000above that, a soft pull at most, never a hard inquiryFastinstant underwriting
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JLL (Jones Lang LaSalle)
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Price

How much does a District of Columbia postsecondary school bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No long underwriting queue for the standard school bond — enter your amount, pay, and file with HELC. Here is the whole thing:

TODAY · ONLINE

Apply online

Your institution’s details, the bond amount HELC required, and the effective date — that is the application.

USUALLY MINUTES

Issued

No credit check up to $25,000. Above $25,000, a soft pull may add a short review.

SAME DAY

File with HELC

Submit the executed bond with your HELC license application or renewal. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the postsecondary bond actually covers

The District licenses degree-granting and non-degree postsecondary schools through the Higher Education Licensure Commission (HELC) under D.C. Code Title 38, Chapter 13 (the Education Licensure Commission Act). A licensed school posts a surety bond as a student-protection guarantee.

The bond stands behind the tuition students have paid — if a school closes or fails to deliver the instruction it sold, students can recover against the bond. HELC sets the amount on a tiered schedule driven by enrollment and annual net tuition, using whichever is higher; non-degree schools commonly land between $5,000 and $20,000, while larger degree-granting institutions can be required to post substantially more.

It is a three-party arrangement: the school (the principal), the surety carrier, and the District (the obligee), with students as the protected parties. It is not insurance for the school — if the surety pays a claim, the school repays the surety. Enter the figure on your HELC notice and complete the application to see your exact price, starting from $100.

D.C. Code Title 38, Chapter 13 (HELC)District of Columbia postsecondary institutions are licensed by the Higher Education Licensure Commission under D.C. Code Title 38, Chapter 13. HELC sets the surety bond amount on a tiered schedule based on student enrollment and annual net tuition, whichever yields the higher tier. Confirm the exact amount on your HELC bond worksheet or license notice.

You need this bond if you are

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A degree-granting institution licensed or seeking licensure through HELC
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A non-degree postsecondary school — career, trade, or certificate programs
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Renewing your HELC license whose prior bond is expiring
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Crossing an enrollment or tuition tier that raised your required bond amount
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with HELC. Submit the executed bond with your HELC license application or renewal. Wet-ink originals mailed on request.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount HELC set — the executed bond is generated, ready to file.

Start the application →
FAQ

Common questions.

How much is the DC postsecondary bond?The premium is 1% of your bond amount, $100 minimum. The amount itself is set by HELC from your enrollment and net tuition, so it varies by school. Enter the figure on your HELC notice and complete the application to see your exact price in the calculator.
How does HELC decide the bond amount?HELC uses a tiered schedule based on student enrollment and annual net tuition, whichever produces the higher tier. Non-degree schools commonly run $5,000 to $20,000; larger degree-granting institutions can be required to post more.
Is there a credit check?No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
What does the bond protect?Students’ paid tuition. If a school closes or fails to deliver what students paid for, students can recover against the bond — and if the surety pays, the school repays the surety.
Where do I file it?With the Higher Education Licensure Commission, as part of your license application or renewal. We issue the executed bond ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Postsecondary bond, issued today.

Priced from $100. Enter the amount HELC set and file the same day.

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