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District of Columbia health spa sales bonds.
From $100.

Before a DC health spa makes membership sales, it must post a surety bond with DLCP under D.C. Code § 28-3817 to protect members’ prepaid dues. The statute sets $50,000, or $25,000 for a spa that limits sales to 100 members. The premium is 1% of the bond amount, $100 minimum.

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Required under D.C. Code § 28-3817 before a health spa makes membership sales
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$50,000 standard, or $25,000 if the spa states in writing it will sell to no more than 100 members
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No credit check up to $50,000 — above that, a soft pull at most, which never affects your score
1% of amount$100 minimumNo credit check up to $50,000above that, a soft pull at most, never a hard inquiryFastinstant underwriting
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a District of Columbia health spa sales bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No long underwriting queue for the health spa bond — enter your amount, pay, and file with DLCP. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the statute requires, and the effective date — that is the application.

USUALLY MINUTES

Issued

No credit check up to $50,000. Above $50,000, a soft pull may add a short review.

SAME DAY

File with DLCP

File the executed bond with DLCP before you make membership sales. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the health spa sales bond covers

The District’s consumer-protection law at D.C. Code § 28-3817 governs health spa sales — cash or credit sales in which a spa agrees to provide goods or services for more than 30 days. Before a spa makes any such sale, it must file a surety bond (or an equivalent letter of credit or cash) with the Department of Licensing and Consumer Protection (DLCP).

The bond is payable for the benefit of members injured if the spa closes or fails to deliver what they paid for. The standard amount is $50,000; a spa that states in writing it will make sales to no more than 100 persons may post a reduced $25,000 bond, provided it honors that limit.

It is a three-party arrangement: the spa (the principal), the surety carrier, and the District, with members as the protected parties. It is not insurance for the spa — if the surety pays a claim, the spa repays the surety. Proof of the bond is filed annually. Enter the figure that applies and complete the application to see your exact price, starting from $100.

D.C. Code § 28-3817D.C. Code § 28-3817 requires a health spa to maintain a surety bond (or equivalent letter of credit or cash) with DLCP before making health spa sales — $50,000 standard, or $25,000 for a spa that states in writing it will sell to no more than 100 persons. The bond is held for the benefit of injured buyers, and surety liability is capped at the bond amount. Confirm which figure applies to your spa.

You need this bond if you are

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A gym or fitness club selling memberships of more than 30 days in the District
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A spa, studio, or wellness club that collects prepaid dues for goods or services
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Limiting sales to 100 members and posting the reduced $25,000 bond in writing
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Renewing your filing — DLCP requires annual proof of the bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with DLCP. File the executed bond with DLCP before you make membership sales. Wet-ink originals mailed on request.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with your required bond amount — the executed bond is generated, ready to file with DLCP before you make sales.

Start the application →
FAQ

Common questions.

How much is the DC health spa sales bond?The premium is 1% of your bond amount, $100 minimum. The amount is set by § 28-3817 — $50,000 standard, or $25,000 if you limit sales to 100 members. Enter the figure that applies and complete the application to see your exact price in the calculator.
When can I use the $25,000 bond?A spa that states in writing it will make sales to no more than 100 persons may post a $25,000 bond instead of $50,000, as long as it honors that limit. If you exceed 100, the $50,000 requirement applies.
Is there a credit check?No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
What does the bond protect against?It protects members’ prepaid dues. If the spa closes or fails to deliver, injured members can recover against the bond up to its limit — and if the surety pays, the spa repays the surety.
Can I use a letter of credit or cash instead?Yes — § 28-3817 accepts an irrevocable letter of credit or cash in the same amount. A surety bond is usually cheaper: you pay the premium shown at application rather than tying up the full amount in collateral.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Health spa sales bond, issued today.

Priced from $100. Enter your required amount and file with DLCP the same day.

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