DC title producer bonds.
Flat 3%. Enter your amount.

The District of Columbia conditions a title insurance producer license on a surety bond filed with the Department of Insurance, Securities and Banking (DISB) — at least $200,000 under D.C. Code § 31-5041.02. We write it at a flat 3% — enter the amount DISB requires and the premium updates.

Required for a DC title insurance producer license under D.C. Code § 31-5041.02
Statutory minimum of $200,000 — part of the title producer’s financial-responsibility filing with DISB
Flat 3%, no credit pull on this bond — enter your required amount and the premium updates
Flat 3%of your bond amount$275minimum premiumA-ratedA.M. Best carriers
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No drawn-out broker process for the title producer bond — enter your amount, pay, and file with DISB. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount DISB requires, and the effective date — that is the entire application.

USUALLY MINUTES

Issued

The executed bond is generated once you pay. Larger amounts may get a quick underwriter review, but most clear fast.

SAME DAY

File with DISB

Submit the executed bond with your title producer license application or financial-responsibility filing. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. The statutory minimum bond is $200,000 — enter your amount and the premium updates.

$200,000 bond
$6,000
$250,000 bond
$7,500
$300,000 bond
$9,000
About this bond

What it is and who needs it.

What the title producer bond actually covers

The District licenses title insurance producers through the Department of Insurance, Securities and Banking (DISB). Under D.C. Code § 31-5041.02, a producer must demonstrate financial responsibility, and a surety bond of at least $200,000 is one piece of that requirement.

The bond is a consumer-and-public-protection guarantee standing behind how you handle escrow, settlement, and premium funds. If a producer mishandles closing money or violates DC title insurance law, a harmed party can recover against the bond up to its limit.

It is a three-party arrangement: you (the principal), the surety carrier, and the District (the obligee), with your clients as the protected parties. It is not insurance for you — if the surety pays a claim, you repay the surety. DISB separately expects an errors-and-omissions policy and a fidelity bond as part of the same financial-responsibility filing; confirm the exact figures on your DISB checklist.

D.C. Code § 31-5041.02D.C. Code § 31-5041.02 conditions a District of Columbia title insurance producer license on a surety bond of not less than $200,000, executed by the producer as principal and a surety company as obligor, as part of the producer’s financial-responsibility showing to DISB. DISB also requires evidence of errors-and-omissions and fidelity coverage — confirm the current amounts on your DISB filing instructions.

You need this bond if you are

Applying for a DC title producer license — individual or business entity, through DISB
Renewing a title producer license whose surety bond is expiring or was non-renewed
Completing a financial-responsibility filing that pairs the bond with E&O and fidelity coverage
Expanding into DC from another state and getting licensed to write title here

Five minutes. The whole thing.

These are the actual issuing fields — no credit section on this bond. Submit with the amount DISB requires and the executed bond is generated, ready to file.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the DC title producer bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The bond amount itself starts at the $200,000 statutory minimum, so a $200,000 bond runs $6,000. Enter your amount and the quote updates.
Do I pay the $200,000? +
No. You pay the 3% premium. The $200,000 is the surety's maximum liability if a valid claim is made — it is not a deposit, and nobody holds your money.
Which agency requires it? +
The Department of Insurance, Securities and Banking (DISB) requires it as part of the financial-responsibility showing for a title insurance producer license under D.C. Code § 31-5041.02.
Is there a credit check? +
Not on this bond — the application has no credit section. Larger bond amounts may get a quick underwriter review, but the rate stays a flat 3%.
What else does DISB require besides the bond? +
The financial-responsibility filing typically pairs the surety bond with an errors-and-omissions policy and a fidelity bond. The exact required amounts are set by DISB — confirm them on your filing instructions, and we’ll issue the surety bond piece.
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Title producer bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount DISB requires and file the same day.

Your premium @ 3%$6,000
Apply now →