District of Columbia title producer bonds.
From $4,000.
The District of Columbia conditions a title insurance producer license on a surety bond of at least $200,000 under D.C. Code § 31-5041.02, filed with the Department of Insurance, Securities and Banking (DISB). The premium is 2% of the bond amount.
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How much does a District of Columbia title producer bond cost?
2% of the bond amount, from $4,000 at the $200,000 minimum. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No drawn-out broker process for the title producer bond — enter your amount, pay, and file with DISB. Here is the whole thing:
Apply online
Your business details, the bond amount DISB requires, and the effective date — that is the application.
Issued
The executed bond is generated once you pay. Larger amounts may get a quick underwriter review, but most clear fast.
File with DISB
Submit the executed bond with your title producer license application or financial-responsibility filing. Wet-ink originals mailed on request.
What it is and who needs it.
What the title producer bond actually covers
The District licenses title insurance producers through the Department of Insurance, Securities and Banking (DISB). Under D.C. Code § 31-5041.02, a producer must demonstrate financial responsibility, and a surety bond of at least $200,000 is one piece of that requirement.
The bond is a consumer-and-public-protection guarantee standing behind how you handle escrow, settlement, and premium funds. If a producer mishandles closing money or violates DC title insurance law, a harmed party can recover against the bond up to its limit.
It is a three-party arrangement: you (the principal), the surety carrier, and the District (the obligee), with your clients as the protected parties. It is not insurance for you — if the surety pays a claim, you repay the surety. DISB separately expects an errors-and-omissions policy and a fidelity bond as part of the same financial-responsibility filing; confirm the exact figures on your DISB checklist.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a term it sets; the term cannot be changed at checkout.
Renewal falls on the statutory date, May 31, in the year your term ends.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with DISB. Submit the executed bond with your title producer license application or financial-responsibility filing. Wet-ink originals mailed on request.
What sets the price
The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields. No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score. Submit with the amount DISB requires and the executed bond is generated, ready to file.
Start the application →Common questions.
Other District of Columbia bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
Title producer bond, issued today.
Priced from $4,000. Enter the amount DISB requires and file the same day.