The Town of Watertown requires a fixed $1,000 bond to pull a driveway permit and build or reconstruct an apron where it meets a town road. Ours is $275 — the minimum premium, since 3% of $1,000 is below it. The application is five minutes, with no credit check on this bond.
















Municipal driveway bonds are about the simplest thing in surety. Here is the entire process:
Business details and an effective date. That is the application — no financials, no credit check section, no follow-up.
Small fixed municipal bonds like this issue right after purchase in most cases. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your driveway permit at the Public Works/Engineering office. Wet-ink original mailed on request.
$1,000 bond × 3% = $30, which falls below our $275 minimum, so the price is $275 per term. Fixed amount, fixed price, multi-year if you want it.
When you build or rebuild a driveway in Watertown, the apron — where the driveway meets the town road — sits in the public right-of-way. The Town of Watertown conditions the driveway permit on a $1,000 surety bond so the town is protected if the apron, curb cut, or drainage is left unfinished or out of spec.
It is a three-party arrangement: you (the principal), the surety carrier, and the Town of Watertown (the obligee). If the work in the right-of-way is not completed to town standards, the town can recover against the $1,000 bond to correct it.
It is not insurance for you — if the surety pays the town, you repay the surety. For a $1,000 bond, claims are rare; most applicants treat it as a permit formality and the bond is released once the town inspects the finished apron.
These are the actual issuing fields — no credit check section, because this bond doesn’t have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued the same sitting. Free until issued.