The Borough of Naugatuck requires a $5,000 bond before you open or work within the public right-of-way — for utility cuts, driveway aprons, or excavation in a borough street. Ours is $100 flat. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















Right-of-way permit bonds are the simplest thing in surety. Here’s the entire process:
Business details and an effective date. That’s the application — no financials, no credit fields. Most applications approve instantly.
Small fixed municipal bonds like this issue right after purchase in most cases. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with the Borough of Naugatuck for your right-of-way permit. Wet-ink original mailed on request.
A right-of-way permit bond is a municipal-protection guarantee. When you open a Naugatuck street or work within the public right-of-way, the Borough wants a financial backstop that you’ll restore the road surface and not leave the public way damaged or unsafe.
It’s a three-party arrangement: you (the principal), the surety carrier, and the Borough of Naugatuck (the obligee). If you fail to backfill, repave, or restore a cut to the Borough’s standard — or you damage borough property — the Borough can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who restore their cuts and follow the Borough’s standards treat the bond as a permit formality, not a risk.
These are the actual issuing fields — the application collects no credit information.
Start the application →$100 flat, no credit review, bond often issued in the same sitting. Free until issued.