The Borough of Naugatuck requires a $5,000 bond before you open or work within the public right-of-way — for utility cuts, driveway aprons, or excavation in a borough street. At 3% of the penal sum that lands at our $275 minimum, and the application is five minutes with no credit check.
















Right-of-way permit bonds are the simplest thing in surety. Here’s the entire process:
Business details and an effective date. That’s the application — no financials, no credit check section.
Small fixed municipal bonds like this issue right after purchase in most cases. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with the Borough of Naugatuck for your right-of-way permit. Wet-ink original mailed on request.
$5,000 bond × 3% = $150, below our $275 floor, so the premium is $275 per term. Fixed amount, fixed price, multi-year if you want it.
A right-of-way permit bond is a municipal-protection guarantee. When you open a Naugatuck street or work within the public right-of-way, the Borough wants a financial backstop that you’ll restore the road surface and not leave the public way damaged or unsafe.
It’s a three-party arrangement: you (the principal), the surety carrier, and the Borough of Naugatuck (the obligee). If you fail to backfill, repave, or restore a cut to the Borough’s standard — or you damage borough property — the Borough can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who restore their cuts and follow the Borough’s standards treat the bond as a permit formality, not a risk.
These are the actual issuing fields — no credit check section, because this bond doesn’t have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.