CT for-profit debt adjuster bonds.
From $100. Enter your amount.
Connecticut licenses debt adjusters through the Department of Banking, and CGS § 36a-664 conditions the license on a surety bond of at least $40,000 — sized to twice the average daily balance of payments you hold for Connecticut debtors, whichever is greater. This is the for-profit version of the NMLS filing. The premium is 1.5% of the bond amount, $100 minimum, your exact price appears at the application, and any credit screen is a soft pull only — it never affects your score.
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Three steps. One sitting.
The bond side of your Department of Banking license is the easy part. Here's the entire process:
Apply online
Business details, your bond amount, an effective date, and a soft-pull credit consent — a soft inquiry only, so it never affects your score. That is the entire application.
Pay & e-sign
The premium is 1.5% of the bond amount you entered, $100 minimum, and the bond issues the moment you pay — your executed bond and power of attorney generate on the spot.
File through NMLS
Your executed bond arrives by email, ready to file with your debt adjuster license through NMLS to the Department of Banking. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Connecticut requires anyone engaged in debt adjustment — receiving money from a debtor for distribution to the debtor's creditors under a debt-management plan — to hold a license from the Department of Banking. CGS § 36a-664 conditions the license on a surety bond in a principal amount that is the greater of $40,000 or twice the average daily balance of payments received from Connecticut debtors during the preceding twelve months.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Connecticut (the obligee), with the debtors whose money you hold as the protected parties. The bond stands behind your faithful handling of the funds moving through your accounts — the core risk the statute is written around.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond form itself must be approved by the Attorney General, and the bond has to stay on file for as long as you hold the license; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, your bond amount, and a soft-pull credit consent that never affects your score.
Start the application →Common questions.
Other Connecticut bonds.
Finish your debt adjuster license today.
1.5% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.