The Town of East Lyme requires an erosion and sediment control bond to guarantee that the erosion and sediment controls on a land-disturbance, subdivision, or site-plan permit are installed and maintained. The Town of East Lyme sets the amount on your approval; we issue it at a flat 3%, $275 minimum, with one soft credit pull.
















Erosion-control bonds carry a quick review, but the process is short. Here's the whole thing — no broker phone tag:
Business details, the bond amount the town required, and the effective date — plus a one-time consent to a soft credit pull.
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond, ready to file with your East Lyme land-use approval or permit. Wet-ink originals mailed whenever the town insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your East Lyme approval and the premium updates.
When the Town of East Lyme approves a land-disturbance, subdivision, or site-plan permit, it can condition the approval on an erosion and sediment control bond guaranteeing that the silt fences, basins, and other controls on your plan are installed and maintained until the site is stabilized.
It's a three-party arrangement: you (the principal), the surety carrier, and the Town of East Lyme (the obligee). If the erosion controls are not installed or maintained as approved and sediment leaves the site, the town can call on the bond to remediate.
It is not insurance for you. If the surety pays the town, you repay the surety. Because the surety stands behind performance, this bond carries a soft credit pull — it informs approval, never the price, which stays a flat 3%, $275 minimum.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount the town required and e-sign in 1–2 business days.