Colorado manufactured home down payment bonds.
$1,000 flat.
Colorado requires a registered manufactured-home dealer to post a $50,000 bond with the Division of Housing to protect the down payments buyers put on a home. Ours is $1,000 flat — set by our carrier’s rate book for this bond, identical for every dealer. A quick soft credit check may apply, never a hard inquiry; the bond is issued when you pay.
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How much does a Colorado manufactured home down payment bond cost?
$1,000 at the $50,000 amount, the same for every applicant.
Three steps to registered.
Your dealer registration is waiting on this bond. Here is the entire process — no broker phone tag:
Apply once, online
Business details, owner information, your county, and an effective date. The only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the Division of Housing
Pay online and receive the executed $50,000 bond, payable to the Attorney General, ready to file with your manufactured-home dealer registration. Wet-ink originals mailed whenever the Division insists.
What it is and who needs it.
What the bond actually guarantees
Colorado registers manufactured-home dealers through the Division of Housing (Department of Local Affairs), and conditions registration on a $50,000 surety bond under C.R.S. 24-32-3324. It is a down-payment-protection guarantee: it stands behind the money buyers hand a dealer before a sale closes.
Specifically, the bond guarantees the dealer refunds home-sale down payments as agreed and does not engage in the conduct described in C.R.S. 24-32-3326, and that the dealer pays reasonable per-diem living expenses where the statute requires. The bond is made payable to the Colorado Attorney General for the benefit of harmed buyers.
It is not insurance for you. If the surety pays a claim, you repay the surety. Dealers who deliver as promised and refund deposits when owed treat the bond as a registration formality — the term runs annually and can be continued year to year with a continuation certificate filed with the Division of Housing.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the Division of Housing. Pay online and receive the executed $50,000 bond, payable to the Attorney General, ready to file with your manufactured-home dealer registration. Wet-ink originals mailed whenever the Division insists.
What sets the price
The premium is fixed at $1,000 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Colorado bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
The Division of Housing is waiting on one document.
$1,000 flat, short application, bond issued when you pay. Free until issued.