CO manufactured home down payment bonds.
$1,500 flat. Soft pull.
Colorado requires a registered manufactured-home dealer to post a $50,000 bond with the Division of Housing to protect the down payments buyers put on a home. Ours is $1,500 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.
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Three steps to registered.
Your dealer registration is waiting on this bond. Here is the entire process — no broker phone tag:
Apply once, online
Business details, owner information, your county, and an effective date. The only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the Division of Housing
Pay online and receive the executed $50,000 bond, payable to the Attorney General, ready to file with your manufactured-home dealer registration. Wet-ink originals mailed whenever the Division insists.
The whole pricing page.
$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
Colorado registers manufactured-home dealers through the Division of Housing (Department of Local Affairs), and conditions registration on a $50,000 surety bond under C.R.S. 24-32-3324. It is a down-payment-protection guarantee: it stands behind the money buyers hand a dealer before a sale closes.
Specifically, the bond guarantees the dealer refunds home-sale down payments as agreed and does not engage in the conduct described in C.R.S. 24-32-3326, and that the dealer pays reasonable per-diem living expenses where the statute requires. The bond is made payable to the Colorado Attorney General for the benefit of harmed buyers.
It is not insurance for you. If the surety pays a claim, you repay the surety. Dealers who deliver as promised and refund deposits when owed treat the bond as a registration formality — the term runs annually and can be continued year to year with a continuation certificate filed with the Division of Housing.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Do I pay the $50,000? +
Who requires this bond? +
What does the bond guarantee? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
The Division of Housing is waiting on one document.
$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.