Colorado requires every registered appraisal management company to file a $25,000 bond with the Division of Real Estate. Ours is $250 flat — set by our carrier’s rate book for this bond, the same for every AMC. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















AMC registration bonds are among the simplest in surety. Here’s the entire process:
Company details and an effective date. That’s the application — no financials, no credit section.
Fixed-amount registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed $25,000 bond arrives by email, ready to file with your AMC registration or renewal. Wet-ink original mailed on request.
An appraisal management company hires and oversees independent appraisers for lenders. Federal law (Dodd-Frank) directs states to register and supervise AMCs, and Colorado does so through the Division of Real Estate (Department of Regulatory Agencies), conditioning registration on a $25,000 surety bond.
The bond is a consumer-and-appraiser-protection guarantee. Its aggregate liability is capped at $25,000, and it backs the AMC’s compliance with the law — including damages someone suffers from the AMC’s fraud, forgery, criminal impersonation, or fraudulent impersonation while operating as an appraisal management company.
It is not insurance for you. If the surety pays a claim, you repay the surety. The bond runs one year and renews annually, and the surety can cancel on 30 days’ written notice to the AMC and the Division — so keeping it continuous keeps your registration intact.
These are the actual issuing fields — no credit section, because this bond doesn’t have one.
Start the application →$250 flat, no credit review, bond often issued in the same sitting. Free until issued.