CO patient trust fund bonds.
Flat 3%. Enter your amount.

When a Colorado nursing or care facility holds residents’ personal money in trust, it has to secure those funds. The bond amount tracks the balance you hold on residents’ behalf — we issue it at a flat 3% with no credit check, $275 minimum.

Required when a facility holds resident funds in a trust account — a federal Medicaid condition mirrored in Colorado law
Amount tracks the resident funds you hold — typically reviewed and adjusted quarterly
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard patient trust bond — enter your amount, pay, and you have the executed bond. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your facility details, the amount of resident funds you hold, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with your survey agency

Keep the executed bond on file as evidence your residents’ trust funds are secured. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the resident funds you hold and the premium updates.

$5,000 bond
$275
$10,000 bond
$300
$25,000 bond
$750
About this bond

What it is and who needs it.

What the patient trust bond actually covers

When residents hand a facility money to hold — for personal spending, small purchases, care incidentals — federal nursing-home rules (42 C.F.R. 483.10) require the facility to safeguard those funds and assure their security, commonly through a surety bond. The bond protects residents if their trust money is lost, stolen, or misapplied.

Colorado mirrors this in C.R.S. 25.5-6-206, which requires a facility holding a patient personal-needs trust fund to post a surety bond sufficient to secure those funds (or otherwise satisfy the state department that the money is secured), to keep complete and separate accounting, and never to commingle residents’ money with the facility’s own.

The bonded amount is generally the total resident funds held, reviewed on a quarterly basis. We issue whatever figure applies at a flat 3% with no credit check — and if your balance grows, you can file a replacement bond for the higher amount.

C.R.S. 25.5-6-206 / 42 C.F.R. 483.10Federal nursing-home rules (42 C.F.R. 483.10) require facilities holding resident funds to assure their security, typically by surety bond. Colorado’s C.R.S. 25.5-6-206 (with the related personal-needs trust fund provision at 25.5-6-411) requires a facility to post a bond sufficient to secure residents’ personal-needs funds, keep separate accounting, and avoid commingling. Confirm the required amount with your survey/certification agency.

You need this bond if you are

A nursing facility that holds residents’ money in a trust account
An intermediate care facility for individuals with intellectual disabilities holding resident funds
An assisted living or care facility asked to secure residents’ personal funds
Adjusting your bonded amount after a quarterly review of the funds you hold

Five minutes, issued on the spot.

Submit the application with the amount of resident funds you hold — the executed bond is generated instantly, ready to keep on file.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Colorado patient trust fund bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself tracks the resident trust funds you hold — usually reviewed quarterly — so it scales with your balance. Enter that figure and the quote updates.
Why is this bond required? +
Because a facility is holding residents’ own money. Federal nursing-home rules (42 C.F.R. 483.10) and Colorado’s C.R.S. 25.5-6-206 require the facility to secure those funds, commonly with a surety bond, so residents can recover if the money is lost or misapplied.
Is there a credit check? +
No — the patient trust bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What amount should I bond for? +
Generally the total resident funds you hold in trust, reviewed quarterly. If you are unsure of the exact figure your survey agency expects, send it to us and we’ll confirm before issuing.
What happens if my balance changes? +
You file a replacement bond at the new amount. As resident trust balances rise or fall over time, the bonded amount is meant to keep pace — we re-issue at the updated figure.
Related bonds

Other New York bonds.

Patient trust bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the funds you hold and keep it on file the same day.

Your premium @ 3%$300
Apply now →