CO health club bonds.
Flat 3%. Enter your amount.

The security Colorado requires under the Consumer Protection Act (C.R.S. 6-1-704) to protect health club members’ prepaid dues if a club closes. We issue it at a flat 3% with no credit check — enter the amount your situation requires and the premium updates.

Required under C.R.S. 6-1-704 — Colorado’s health club provisions in the Consumer Protection Act
Protects prepaid and preopening memberships if a club fails before contracts end
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard health club bond — enter your amount, pay, and file. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount the statute requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File and keep selling memberships

Hold the executed security as the statute requires before and while you sign membership contracts. Wet-ink originals mailed whenever you need them.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the security your situation requires and the premium updates.

$10,000 bond
$300
$50,000 bond
$1,500
$100,000 bond
$3,000
About this bond

What it is and who needs it.

What the health club bond actually covers

Colorado’s health club provisions in the Consumer Protection Act (C.R.S. 6-1-704) require a club to back its members’ prepaid dues. The security is payable to the state for the benefit of any buyer injured if the club goes out of business before a member’s contract term ends.

For long-term contracts, the statute calls for a $100,000 security per location, maintained for as long as the club has outstanding membership contracts whose term exceeds twenty-four months. A surety bond is one of the accepted forms of security.

For preopening sales, a club must either escrow preopening receipts or post a $50,000 security for the repayment of amounts paid under preopening agreements until the club opens. Enter the figure your situation requires, and we issue the bond at a flat 3% with no credit check.

C.R.S. 6-1-704 (Colorado Consumer Protection Act)Under C.R.S. 6-1-704, a health club must provide security — a $100,000 surety bond per location for membership contracts exceeding twenty-four months, payable to the state for the benefit of any buyer injured if the club closes before a contract ends; and a $50,000 security (or escrow) for preopening memberships until the club opens. Confirm which figure applies to your club.

You need this bond if you are

A gym or fitness club selling long-term membership contracts in Colorado
Pre-selling memberships before a new club opens, in lieu of escrowing receipts
A studio or wellness club — yoga, pilates, spa — that collects prepaid dues
Operating multiple locations carrying the per-location security the statute sets

Five minutes, issued on the spot.

Submit the application with your required bond amount — the executed health club bond is generated instantly, ready to hold as the statute requires.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Colorado health club bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by statute — $100,000 per location for long-term membership contracts, or $50,000 for preopening sales. Enter the figure that applies and the quote updates.
Why does Colorado require this bond? +
Under the Consumer Protection Act (C.R.S. 6-1-704), it protects members’ prepaid dues. If a club closes before a contract ends, the security pays injured buyers — it is held for the benefit of the people of Colorado.
Do I need a credit check? +
No — the health club bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
When do the $100,000 and $50,000 figures apply? +
The $100,000 per-location security backs long-term contracts (terms over twenty-four months). The $50,000 figure covers preopening memberships sold before the club opens, unless you escrow those receipts instead. Send us your situation and we’ll confirm which applies.
Can I use a letter of credit or escrow instead? +
The statute accepts several forms of security, including a surety bond, and lets clubs escrow preopening receipts. A surety bond is usually the cheapest — you pay the 3% premium rather than tying up the full amount in cash or bank collateral.
Related bonds

Other New York bonds.

Health club bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your required amount and hold it the same day.

Your premium @ 3%$300
Apply now →