AR used dealer bonds.
$250 flat.
Arkansas requires a $25,000 bond from every licensed used motor vehicle dealer, wholesaler, or auto auction under A.C.A. 23-112-607. Ours is $250 flat — set by our carrier's rate book for this bond, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.
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Three steps to licensed.
Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the state
Pay online and receive the executed $25,000 bond, ready to file with your used dealer license application. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
Arkansas licenses used motor vehicle dealers, wholesalers, and auto auctions, and conditions the license on a $25,000 surety bond under A.C.A. 23-112-607. The bond is a consumer-and-public-protection guarantee: it stands behind clear title on the vehicles you sell, the taxes and fees you owe the state, and your compliance with the dealer law.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Arkansas together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a buyer's money, or otherwise violates the dealer law, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers running multiple lots may post a single $100,000 bond in lieu of separate $25,000 bonds for each location. Either way, dealers who deliver clean title treat the bond as a license formality.
You need this bond if you're
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
Other Arkansas bonds.
Your dealer license is waiting on one document.
$250 flat, short application, e-signed bond in 1–2 business days. Free until issued.