AR commercial contractor bonds.
$275. Five minutes.

Arkansas conditions a commercial contractor's license on a $10,000 surety bond filed with the Contractors Licensing Board. Three percent of $10,000 is $300, but our floor on small license bonds is the $275 minimum — so that's the price here. The application is five minutes, with no credit section on this bond.

Required for your AR commercial contractor license — under A.C.A. 17-25-404
$10,000 bond, $275 — the flat-3% rate lands at our minimum on a bond this size
Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details, FEIN, and an effective date. That's the application — no financials, no credit check section on this bond.

MINUTES, USUALLY

Pay & e-sign

Small license bonds like this are among the bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Contractors Licensing Board

Your executed bond and power of attorney arrive by email, ready to file with your CLB license application or renewal. Wet-ink original mailed on request.

The whole pricing page.

$10,000 bond × 3% = $300, but our $275 minimum applies, so it is $275 per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$275
2-year term
$550
3-year term
$825
About this bond

What it is and who needs it.

What the bond actually guarantees

A commercial contractor's license bond is a compliance guarantee, not insurance for you. Arkansas wants a financial backstop that you'll follow the rules that come with the license before it hands you one.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Arkansas through the Contractors Licensing Board (the obligee). Under A.C.A. 17-25-404, the bond is conditioned on your compliance with state and local tax laws, the Workforce Services Law, the Workers' Compensation Law, and the State Licensing Law for Contractors.

The bond must stay active for the life of your license. Let it lapse and your license can be affected — so we track it and notify you 60 and 30 days out, keeping your $10,000 filing continuous.

A.C.A. 17-25-404Arkansas Code Annotated 17-25-404 requires a commercial contractor to file a $10,000 surety bond with the Contractors Licensing Board before licensure. The bond is conditioned on compliance with applicable tax laws, the Workforce Services Law, the Workers' Compensation Law, and the Arkansas State Licensing Law for Contractors. Confirm the current bond form on your CLB application.

You need this bond if you're

Applying for an AR commercial contractor license — the bond is filed with your application
Renewing your license and your bond is expiring or your surety non-renewed
A contractor entering Arkansas from another state and getting licensed here
Adding a commercial classification that the Contractors Licensing Board ties to a bond filing

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Arkansas commercial contractor's bond? +
The premium is $275 — our flat 3% of the $10,000 bond works out to $300, but our minimum on a small license bond is $275, so that is the price. Same for every contractor; there is no quote process.
Do I pay the $10,000? +
No. You pay $275. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond? +
Small license bonds like this issue quickly — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount license bonds like this one don't need one.
When does it renew? +
The bond must stay active for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.
Related bonds

Other New York bonds.

Finish your license checklist today.

$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$300
Apply now →