Navopache utility deposit bonds.
From $100. Keep your cash.

When Navopache Electric Cooperative — the member-owned rural electric cooperative headquartered in Lakeside, Arizona, serving the White Mountains region — asks a member to post a deposit to establish or maintain electric service, you can post a surety bond instead of tying up cash. Pricing is 2% of the bond amount, $100 minimum, and the application collects no credit information. Enter the deposit amount Navopache set on your account and your exact price appears at the application.

Posted in lieu of a cash security deposit with Navopache Electric Cooperative — keep your working capital
Amount equals the deposit Navopache required to establish or continue service on your account
2% of the bond amount, $100 minimum — enter your deposit amount and see your price at application
2% rate$100 minimum, by bond amountInstantapproval for mostSoft pull onlynever a hard inquiry
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BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard deposit bond — enter your amount, pay, and file with Navopache. Here is the whole thing:

TODAY · ONLINE

Apply online

Your account details, the deposit amount Navopache required, and the effective date — that is the entire application.

INSTANTLY, USUALLY

Issued on the spot

The application collects no credit information, and most applications approve and issue instantly on payment. Larger amounts may get a quick review; if a check ever runs, it is a soft pull that will not touch your score.

SAME DAY

File with Navopache

Submit the executed bond to Navopache Electric Cooperative in place of your cash deposit. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the deposit bond actually does

Navopache Electric Cooperative is a nonprofit, member-owned electric distribution cooperative headquartered in Lakeside, Arizona, serving tens of thousands of members across the White Mountains of eastern Arizona and into western New Mexico. As a member-owned cooperative rather than an investor-owned utility, Navopache sets its own deposit and service policies through its Board-approved rate schedule and service rules rather than standard Arizona Corporation Commission rate regulation.

Navopache can require a deposit before establishing or continuing electric service, particularly for a new member or an account without an established payment history. Rather than leave that cash sitting with the cooperative, Navopache accepts a surety bond as an alternative to the cash deposit. You post a bond for the deposit amount and pay a premium instead; the bond guarantees payment of your Navopache charges up to the bonded amount.

It is not insurance for you — if the surety pays Navopache, you repay the surety. The advantage is cash flow: you keep the deposit amount working in your business. Enter the deposit amount Navopache set on your account and get your price, from a $100 minimum, at the application.

Navopache Electric Cooperative Board-approved rate schedule (deposit in lieu of cash)Navopache Electric Cooperative is a nonprofit, member-owned rural electric cooperative headquartered in Lakeside, Arizona. As a cooperative, Navopache sets its own deposit requirements and the option to post a surety bond in lieu of a cash deposit through its Board-approved rate schedule and service rules, rather than through a numbered Arizona Corporation Commission rule that applies to investor-owned utilities. Confirm your specific required deposit amount on your Navopache account notice.

You need this bond if you are

A commercial Navopache member asked to post a deposit to establish electric service
Reinstating service that Navopache conditioned on a new deposit
A new or large-load account the cooperative wants secured before energizing
Freeing up cash by replacing a deposit already held by Navopache with a bond

One application, issued on the spot.

Submit the application with the deposit amount Navopache required — the executed bond is generated instantly, ready to file in place of cash.

Start the application →
FAQ

Common questions.

How much is the Navopache utility deposit bond?Pricing is 2% of the bond amount, $100 minimum. The amount equals the deposit Navopache required on your account. Enter that figure at the application to see your exact price.
Is Navopache regulated like APS or TEP?Not in the same way. Navopache is a nonprofit, member-owned electric cooperative, and cooperatives set their own deposit and service rules through a Board-approved rate schedule rather than the standard Arizona Corporation Commission rate process that governs investor-owned utilities like APS and TEP.
What does the bond guarantee?Payment of your Navopache electric charges up to the bonded amount. If the account goes unpaid, Navopache can recover against the bond — and if the surety pays, you repay the surety.
Is there a credit check?The application collects no credit information. Most applications approve and issue instantly; on the bonds where a check runs, it is always a soft pull that never affects your credit score.
Where do I file the bond?With Navopache Electric Cooperative directly, in place of the cash deposit it requested. Your executed bond arrives by email, ready to submit — wet-ink originals mailed on request.
Related bonds

Other Arizona bonds.

Keep your deposit working.

Pricing from $100. Post a bond instead of cash with Navopache the same day.

Your premiumfrom $100
Apply now →