AZ managing general agent bonds.
Flat 3%. Enter your amount.

A licensed managing general agent (MGA) in Arizona files a surety bond with the Department of Insurance and Financial Institutions under A.R.S. § 20-311.01. The amount is 10% of your prior-year nationwide written premium, between $100,000 and $500,000. We issue it at a flat 3% with no credit check.

Required to act as a managing general agent in Arizona under A.R.S. § 20-311.01
Amount is 10% of prior-year nationwide written premium — minimum $100,000, maximum $500,000
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard MGA bond — enter your amount, pay, and file with DIFI. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount your written premium requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with DIFI

The insurer makes the bond available for inspection by the director. Submit the executed bond with your MGA licensing. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter 10% of your prior-year written premium (within the $100k–$500k band) and the premium updates.

$100,000 bond
$3,000
$250,000 bond
$7,500
$500,000 bond
$15,000
About this bond

What it is and who needs it.

What the MGA bond actually covers

Arizona requires a person who acts as a managing general agent of an insurer to be licensed by the director of the Department of Insurance and Financial Institutions (DIFI) under A.R.S. § 20-311.01. An MGA produces and underwrites business on an insurer’s behalf and handles the insurer’s money, so the statute conditions licensure on a surety bond.

The bond runs to protect the insureds and insurers whose funds the MGA handles. Its amount is ten percent of the total annual premium the MGA produced nationwide for the insurer in the prior calendar year — but never less than $100,000 and never more than $500,000.

Because the figure scales with your premium, enter the amount that applies to you and we issue the bond at a flat 3% with no credit check. The insurer must keep the bond available for the director’s inspection, so it stays on file for the life of your MGA relationship.

A.R.S. § 20-311.01 (managing general agent bond)A.R.S. § 20-311.01 conditions an Arizona managing general agent license on a surety bond for the protection of insureds and insurers whose money the MGA handles. The bond amount is ten percent of the MGA’s total annual written premium produced nationwide for the insurer in the prior calendar year, with a $100,000 floor and a $500,000 cap; the insurer must make it available for the director’s inspection. Confirm your required amount against your prior-year premium.

You need this bond if you are

Applying to be a managing general agent for an insurer in Arizona
Renewing your MGA license and your current bond is expiring or non-renewing
Recalculating your bond after a change in prior-year written premium
An out-of-state MGA getting licensed to handle Arizona-relevant business

Five minutes, issued on the spot.

Submit the application with your required bond amount — the executed MGA bond is generated instantly, ready to file with DIFI.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Arizona managing general agent bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount is 10% of your prior-year nationwide written premium for the insurer, with a $100,000 minimum and a $500,000 maximum. Enter the figure and the quote updates.
How do I figure out my bond amount? +
Take the total annual premium your MGA produced nationwide for the insurer in the prior calendar year and multiply by 10%. If that’s under $100,000, the bond is $100,000; if it’s over $500,000, the bond is capped at $500,000.
Who requires this bond? +
The Arizona Department of Insurance and Financial Institutions (DIFI), under A.R.S. § 20-311.01, as a condition of a managing general agent license. The bond protects the insureds and insurers whose money you handle.
Is there a credit check? +
No — the MGA bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
Where is the bond filed? +
The insurer keeps the bond available for inspection by the director of DIFI. We issue the executed bond ready to provide with your MGA licensing.
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MGA bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your required amount and file with DIFI the same day.

Your premium @ 3%$3,000
Apply now →