A licensed managing general agent (MGA) in Arizona files a surety bond with the Department of Insurance and Financial Institutions under A.R.S. § 20-311.01. The amount is 10% of your prior-year nationwide written premium, between $100,000 and $500,000. We issue it at a flat 3% with no credit check.
















No underwriting queue for the standard MGA bond — enter your amount, pay, and file with DIFI. Here is the whole thing:
Your business details, the bond amount your written premium requires, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
The insurer makes the bond available for inspection by the director. Submit the executed bond with your MGA licensing. Wet-ink originals mailed on request.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter 10% of your prior-year written premium (within the $100k–$500k band) and the premium updates.
Arizona requires a person who acts as a managing general agent of an insurer to be licensed by the director of the Department of Insurance and Financial Institutions (DIFI) under A.R.S. § 20-311.01. An MGA produces and underwrites business on an insurer’s behalf and handles the insurer’s money, so the statute conditions licensure on a surety bond.
The bond runs to protect the insureds and insurers whose funds the MGA handles. Its amount is ten percent of the total annual premium the MGA produced nationwide for the insurer in the prior calendar year — but never less than $100,000 and never more than $500,000.
Because the figure scales with your premium, enter the amount that applies to you and we issue the bond at a flat 3% with no credit check. The insurer must keep the bond available for the director’s inspection, so it stays on file for the life of your MGA relationship.
Submit the application with your required bond amount — the executed MGA bond is generated instantly, ready to file with DIFI.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter your required amount and file with DIFI the same day.