Wisconsin future service plan bonds.
$500 flat.
Wisconsin requires a contractor that sells future service contracts — prepaid plans for utility-style services to be delivered later — to file a $25,000 bond under Wis. Stat. Ch. 136. Ours is $500 flat — the price you see is the checkout price, set by our carrier’s rate book, with one soft credit pull.
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How much does a Wisconsin future service plan bond cost?
$500 at the $25,000 amount, the same for every applicant.
Three steps. One sitting.
Selling prepaid future service plans means filing this bond first. Here's the entire process:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file
Pay online and receive the executed bond, in favor of the state for the benefit of plan members. Wet-ink originals mailed whenever you need them.
What it is and who needs it.
What the bond actually guarantees
A future service contract is a prepaid plan — a member pays now for utility-style services to be delivered over time. Wisconsin’s Chapter 136 regulates these plans and conditions them on a surety bond so members aren’t left empty-handed if the contractor fails.
It’s a three-party arrangement: you (the principal), the surety carrier, and the State of Wisconsin (the obligee), with your plan members as the protected parties. The bond runs in favor of the state for the benefit of any member who loses prepayments to the contractor’s insolvency, cessation of business, or failure to make a required refund.
It is not insurance for you — if the surety pays a claim, you repay the surety. The standard principal sum is $25,000; a larger $250,000 figure applies to certain contract types under the chapter, so confirm which applies to your plan and we’ll match it.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file. Pay online and receive the executed bond, in favor of the state for the benefit of plan members. Wet-ink originals mailed whenever you need them.
What sets the price
The premium is fixed at $500 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Wisconsin bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
File your Chapter 136 bond today.
$500 flat, short application, bond issued when you pay. Free until issued.