WI future service plan bonds.
$750 flat. Soft pull.
Wisconsin requires a contractor that sells future service contracts — prepaid plans for utility-style services to be delivered later — to file a $25,000 bond under Wis. Stat. Ch. 136. Ours is $750 flat, which is 3% of the bond amount, with one soft credit pull.
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Three steps. One sitting.
Selling prepaid future service plans means filing this bond first. Here's the entire process:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file
Pay online and receive the executed bond, in favor of the state for the benefit of plan members. Wet-ink originals mailed whenever you need them.
The whole pricing page.
$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
A future service contract is a prepaid plan — a member pays now for utility-style services to be delivered over time. Wisconsin’s Chapter 136 regulates these plans and conditions them on a surety bond so members aren’t left empty-handed if the contractor fails.
It’s a three-party arrangement: you (the principal), the surety carrier, and the State of Wisconsin (the obligee), with your plan members as the protected parties. The bond runs in favor of the state for the benefit of any member who loses prepayments to the contractor’s insolvency, cessation of business, or failure to make a required refund.
It is not insurance for you — if the surety pays a claim, you repay the surety. The standard principal sum is $25,000; a larger $250,000 figure applies to certain contract types under the chapter, so confirm which applies to your plan and we’ll match it.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Wisconsin future service plan bond? +
Do I pay the $25,000? +
What does the bond protect against? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
File your Chapter 136 bond today.
$750 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.