A Wisconsin nonprofit that elects reimbursement financing for unemployment must file an assurance of reimbursement with the Department of Workforce Development under Wis. Stat. § 108.151 — a surety bond is one accepted form. We issue it at a flat 3%; one soft credit pull (which never affects your score) is the only extra step.
















Your DWD reimbursement election is waiting on this assurance. Here's the whole process:
Your organization details, the assurance amount DWD required, and the effective date — plus a one-time consent to a soft credit pull.
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond, ready to file with the unemployment fund's treasurer as your assurance of reimbursement. Wet-ink originals mailed whenever the department insists.
Bond amount × 3% = your premium, one-time per term, $275 minimum. A soft credit pull affects approval, never the price.
Most Wisconsin employers pay into the unemployment reserve fund through taxes. A nonprofit can instead elect reimbursement financing under Wis. Stat. § 108.151 — repaying the fund dollar-for-dollar for benefits charged to it — but only after filing an assurance of reimbursement with the fund's treasurer.
The assurance can be a surety bond, letter of credit, certificate of deposit, or other nonnegotiable instrument of fixed value, payable to the unemployment reserve fund. It guarantees the required reimbursement together with any interest and tardy-filing fees, so the fund is protected if a reimbursable employer doesn't pay.
The amount is set by the Department of Workforce Development — generally 4% of your prior-year payroll, or your anticipated current-year payroll, whichever is greater. If the treasurer liquidates part of the assurance to cover a delinquency, you must top it back up within 30 days. We issue the bond at a flat 3%; one soft credit pull informs approval, never the price.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum, soft pull only. File with DWD in 1–2 business days. Free until issued.