WI unemployment reimbursement bonds.
Flat 3%. Soft pull.

A Wisconsin nonprofit that elects reimbursement financing for unemployment must file an assurance of reimbursement with the Department of Workforce Development under Wis. Stat. § 108.151 — a surety bond is one accepted form. We issue it at a flat 3%; one soft credit pull (which never affects your score) is the only extra step.

Required when a reimbursable employer elects reimbursement financing under Wis. Stat. § 108.151
Guarantees your unemployment benefit reimbursements to the unemployment reserve fund
Soft credit pull only — never affects your score, and the rate stays 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to filed.

Your DWD reimbursement election is waiting on this assurance. Here's the whole process:

TODAY · 5 MINUTES

Apply once, online

Your organization details, the assurance amount DWD required, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with DWD

Pay online and receive the executed bond, ready to file with the unemployment fund's treasurer as your assurance of reimbursement. Wet-ink originals mailed whenever the department insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time per term, $275 minimum. A soft credit pull affects approval, never the price.

$9,620 bond
$289
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the assurance bond actually guarantees

Most Wisconsin employers pay into the unemployment reserve fund through taxes. A nonprofit can instead elect reimbursement financing under Wis. Stat. § 108.151 — repaying the fund dollar-for-dollar for benefits charged to it — but only after filing an assurance of reimbursement with the fund's treasurer.

The assurance can be a surety bond, letter of credit, certificate of deposit, or other nonnegotiable instrument of fixed value, payable to the unemployment reserve fund. It guarantees the required reimbursement together with any interest and tardy-filing fees, so the fund is protected if a reimbursable employer doesn't pay.

The amount is set by the Department of Workforce Development — generally 4% of your prior-year payroll, or your anticipated current-year payroll, whichever is greater. If the treasurer liquidates part of the assurance to cover a delinquency, you must top it back up within 30 days. We issue the bond at a flat 3%; one soft credit pull informs approval, never the price.

Wis. Stat. § 108.151 (DWD)Under Wis. Stat. § 108.151, a Wisconsin nonprofit electing reimbursement financing for unemployment must file an assurance of reimbursement with the unemployment fund's treasurer, payable to the unemployment reserve fund and guaranteeing the required reimbursement plus interest and tardy-filing fees. The assurance may be a surety bond, letter of credit, certificate of deposit, or other nonnegotiable instrument of fixed value, generally in an amount equal to 4% of the prior-year payroll or anticipated current-year payroll, whichever is greater as determined by the Department of Workforce Development. The employer must restore any liquidated assurance within 30 days.

You need this bond if you are

A nonprofit employer electing reimbursement financing for unemployment in Wisconsin
Filing an assurance of reimbursement with the unemployment fund's treasurer
Choosing a bond over a letter of credit or certificate of deposit as your assurance
Restoring a liquidated assurance after the treasurer drew on it for a delinquency

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Wisconsin unemployment reimbursement bond? +
The premium is a flat 3% of the assurance amount, with a $275 minimum. The amount is set by DWD — generally 4% of your prior-year or anticipated payroll, whichever is greater. We price 3% of that figure.
What does the bond guarantee? +
That you reimburse the unemployment reserve fund for benefits charged to your account, plus any interest and tardy-filing fees, if you elect reimbursement financing. If you don't pay, the fund can draw on the bond.
Can I use a CD or letter of credit instead? +
Yes — § 108.151 accepts a surety bond, letter of credit, certificate of deposit, or other nonnegotiable instrument of fixed value. A surety bond is usually cheapest, since you pay the 3% premium rather than tying up the full amount in cash or bank collateral.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way.
What if the fund draws on my assurance? +
If the treasurer liquidates part of your assurance to cover a delinquency, you must deposit enough additional assurance within 30 days to restore it to the prior level. We can re-issue or top up the bond as needed.
Related bonds

Other New York bonds.

Your reimbursement election is waiting on one document.

Five-minute application, flat 3%, $275 minimum, soft pull only. File with DWD in 1–2 business days. Free until issued.

Your premium @ 3%$289
Apply now →