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Wisconsin PEO bonds.
From $100.

Wisconsin can require a professional employer organization to post a surety bond as part of registering with the Department of Financial Institutions under Wis. Stat. § 202.22. The bond guarantees the wages, taxes, and benefits PEOs owe on behalf of worksite employees. Pricing is 1% of the bond amount, $100 minimum.

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Part of PEO registration with DFI under Wis. Stat. § 202.22
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Guarantees wages, payroll taxes, benefits, and workers comp premiums owed for worksite employees
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From $100 — enter your required bond amount and see your exact price at application
1% · $100 minpriced by bond amountNo credit check up to $50,000above that, a soft pull at most, never a hard inquiryFastoften same-day issuance
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Wisconsin PEO bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard PEO bond — enter your amount, pay, and file with DFI. Here is the whole thing:

TODAY · ONLINE

Apply online

Your organization details, the bond amount DFI required, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $50,000. Above $50,000, a soft pull may add a short review.

SAME DAY

File with DFI

Submit the executed bond with your PEO registration. Wet-ink originals mailed whenever the department insists.

About this bond

What it is and who needs it.

What the PEO bond actually covers

Wisconsin regulates professional employer organizations under Wis. Stat. ch. 202, and a registering PEO files with the Department of Financial Institutions. As part of meeting the financial-responsibility test, DFI can require a surety bond in a form it approves.

The bond secures the payments a PEO makes on behalf of worksite employees — wages, salaries, employee benefits, workers compensation premiums, payroll taxes, and unemployment contributions — if the PEO or PEO group fails to pay them when due. It is established in favor of DFI, for the benefit of the state and any employee who isn't paid.

The required amount tracks your Wisconsin payroll exposure, so it varies by organization — and the statute lets DFI accept assurance from an approved assurance organization in place of certain requirements. Enter the figure DFI set on your registration; pricing is from $100 and your exact price appears at the application.

Wis. Stat. § 202.22 (DFI)Wisconsin professional employer organizations register with the Department of Financial Institutions under Wis. Stat. § 202.22. Where required, the bond is in a form approved by DFI and secures the PEO's or PEO group's payment of wages, salaries, employee benefits, workers compensation premiums, payroll taxes, and unemployment contributions for worksite employees — established in favor of DFI, for the benefit of the state and any unpaid employee. The amount tracks Wisconsin payroll exposure; confirm your figure on your registration.

You need this bond if you are

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Registering a PEO in Wisconsin — or a professional employer group
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Renewing your DFI registration and your current bond is expiring
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Meeting the financial-responsibility test with a bond rather than other assurance
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Expanding Wisconsin payroll and re-filing a bond for the higher amount
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with DFI. Submit the executed bond with your PEO registration. Wet-ink originals mailed whenever the department insists.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount DFI required — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the Wisconsin PEO bond?Pricing is 1% of the bond amount, $100 minimum. The amount is set by DFI and tracks your Wisconsin payroll exposure, so it varies by organization. Your exact price appears at the application.
What does the PEO bond guarantee?That the PEO pays the wages, benefits, payroll taxes, workers comp premiums, and unemployment contributions it owes for worksite employees. If it fails to, the state and unpaid employees can recover against the bond.
Is the bond always required?Not always — Wisconsin lets DFI accept assurance from an approved assurance organization in place of certain requirements. When DFI requires a bond, we issue it; check your registration for the amount.
Is there a credit check?No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
Where do I file it?With the Wisconsin Department of Financial Institutions, alongside your PEO registration. We issue the executed bond ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

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From $100. Enter the amount DFI required and file the same day.

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