WI health club bonds.
$250 flat.
Wisconsin requires a fitness center or health club to back its membership contracts with $25,000 in proof of financial responsibility before it can collect more than $100 from a member up front — a surety bond is the most common way to satisfy it. Ours is $250 flat, and the price you see is the checkout price.
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Three steps. One sitting.
A fitness-center financial-responsibility filing is one of the simpler bonds in surety. Here's the entire process:
Apply online
Business details, ownership, and an effective date. That's the application.
Pay & e-sign
Bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Keep it on file
Your executed bond and power of attorney arrive by email, ready to hold on file as your proof of financial responsibility. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Wisconsin regulates prepaid membership contracts sold by fitness centers — defined in Wis. Stat. § 100.177(1) as for-profit establishments whose primary purpose is physical exercise, weight control, or figure development. Before a center can collect more than $100 from a member before services are rendered, it must establish proof of financial responsibility of at least $25,000, which the statute lets it satisfy with an escrow account, a certificate of deposit, an irrevocable letter of credit, or a surety bond.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Wisconsin as obligee for the benefit of your members. If the center closes or otherwise fails to deliver the services or facilities a member paid for, that member can make a claim against the commitment for the unused, unearned portion of their contract.
It is not insurance for you — if the surety pays a claim, you repay the surety. Related weight-reduction-center operators under the same statute may qualify for a reduced $5,000 or $10,000 commitment based on the prior year's gross receipts; a fitness center's amount is fixed at $25,000. We track the filing and notify you 60 and 30 days out to keep it continuous.
You need this bond if you're
One application, issued fast.
These are the actual issuing fields — including the credit-consent authorization the application collects.
Start the application →Common questions.
Other Wisconsin bonds.
Get your financial-responsibility filing on file today.
$250 flat, soft pull only, bond often issued in the same sitting. Free until issued.