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Stafford County erosion & sediment control bonds.
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Before Stafford County issues a land-disturbance permit, County Code § 11-17(a) requires a performance guarantee for the erosion and sediment controls on your plan. A surety bond may carry up to half of that security, with the rest in cash or a letter of credit. A surety specialist returns a quote, usually within one business day.

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Required by Stafford County Code § 11-17(a) before any land-disturbance permit is issued
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Sized from a certified cost estimate of your E&S measures, capped at 125% of that estimate, with a bond carrying at most 50%
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Posted with the Securities Division alongside the County’s Developer E&S Performance Guarantee
Underwrittenyour approved plan sets the amountNo credit reviewnot even a soft pull1 daytypical specialist reply
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Built around the grading permit.

Stafford will not issue the land-disturbance permit until the E&S security is posted and approved, and the Securities Division wants the whole guarantee at once — the agreement, the bond, and the cash or letter-of-credit half. Getting the bond in hand early keeps the permit from waiting on it. Here is the whole process:

TODAY · ONE APPLICATION

Send us the file

Apply online with the project name, the Performance Agreement number, the project section, the completion date and the bond amount — the surety share of the E&S security the County approved from your certified estimate.

WITHIN 1 BUSINESS DAY

A surety specialist underwrites it

A specialist reviews the project, the developer behind it and the size of the bond share, then returns a quote. The County sets the security from your plan, so underwriting decides approval, price and any collateral — not the amount.

ON APPROVAL

Post it with the Securities Division

Once you bind, we issue the executed bond with the power of attorney attached, running to the Board of Supervisors of Stafford County, ready to go in with your Developer E&S Performance Guarantee and the cash or letter-of-credit half before the grading permit issues.

About this bond

What it is and who needs it.

What the Stafford E&S bond guarantees

In July 2024 Stafford County repealed its old erosion and sediment control chapter and its separate stormwater chapter and re-enacted Chapter 11 of the County Code as a single Erosion and Stormwater Management chapter under the Virginia Erosion and Stormwater Management Program (Ord. No. O24-18). No land-disturbing activity may start without a land-disturbance permit, and the County’s permit application is required to clear, disturb or grade 2,500 square feet or more — except for a single-family residence covered by a building permit.

Section 11-17(a) then says that before any land-disturbance permit is issued, the applicant must submit a reasonable performance bond with surety, cash escrow, a letter of credit, any combination of them, or another arrangement the administrator accepts. It exists so the County can take the measures your permit conditions require — silt fence, inlet protection, sediment traps and basins, stabilization — at your expense if you fail to start or maintain them after proper notice and within the time given. If the County’s cost runs past the security it holds, it can collect the difference from you.

How much is set by the Stafford County Developer Security Policy (amended October 2020), which the Securities Division still links. Section 100.09 requires a separate E&S Performance Guarantee on construction, subdivision, site, grading and infrastructure plans. A qualified professional — a Virginia-licensed engineer or surveyor — prepares a certified estimate of installing, maintaining and completing the controls, the County approves it, and the total security may be no more than 125% of that estimate. A surety bond can carry at most 50% of the total, with the other half in a letter of credit or cash.

It is a three-party arrangement: the developer (the principal), the surety, and the Board of Supervisors of Stafford County (the obligee), which signs the guarantee through the County Administrator. The surety must be rated A or better by A.M. Best and licensed in Virginia (§ 100.02(C)). The initial term runs up to 24 months, extensions come a year at a time up to five years in total, and when the security is stepped down the surety bond is reduced first, before the cash or letter of credit (§ 100.05(B)(1)). The security is returned within 60 days once the site is adequately stabilized and the controls are removed and approved.

Stafford County Code Ch. 11, § 11-17(a)Stafford County Code § 11-17(a) (Ord. No. O24-18, 7-2-24) provides that prior to issuance of any land-disturbance permit, the applicant shall be required to submit a reasonable performance bond with surety, cash escrow, letter of credit, any combination thereof, or such other legal arrangement acceptable to the administrator, to ensure that measures could be taken by Stafford County at the applicant’s expense should he fail, after proper notice, within the time specified to initiate or maintain appropriate actions required by the permit conditions; the County may collect any cost beyond the security held, and the security or its unexpended portion is refunded or terminated within sixty days of completion of the permit conditions. The state enabling law is Code of Virginia § 62.1-44.15:34(A)(4). The Stafford County Developer Security Policy § 100.09 caps the E&S security at 125% of a certified cost estimate approved by the County, accepts a surety bond for a maximum of 50% of the total required security with the remaining 50% in a letter of credit or cash, sets a maximum initial term of 24 months with one-year extensions up to five years, and provides for return within sixty days of adequate stabilization. Section 100.02(C) requires a surety rated A or better by A.M. Best and licensed in Virginia, and § 100.05(B)(1) reduces the surety bond first in any reduction of E&S security.

You need this bond if you’re

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A developer or builder with a subdivision, site or grading plan in Stafford County that needs a land-disturbance permit
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A commercial site contractor clearing or grading 2,500 square feet or more under a County-approved erosion and stormwater plan
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A project owner splitting the security who wants a surety bond to carry up to half of the E&S guarantee instead of tying up that cash
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A developer extending or re-posting security on a project whose E&S guarantee is nearing the end of its term
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

Term and renewal are set in the underwriter's quote.

Keep the bond in force for as long as the obligation behind it runs.

How to file it

Send us the file. Apply online with the project name, the Performance Agreement number, the project section, the completion date and the bond amount — the surety share of the E&S security the County approved from your certified estimate.

What sets the price

This bond is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

One application, one underwriting review.

These are the actual issuing fields — the project name, the Performance Agreement number, the project section, the completion date and the bond amount. Submit once and a surety specialist reviews it and returns a quote, typically within one business day. Free until your bond is issued.

Start the application →
FAQ

Common questions.

What is a Stafford County, Virginia erosion and sediment control bond?It is the surety bond a developer posts with Stafford County as part of the E&S performance guarantee that County Code § 11-17(a) requires before a land-disturbance permit issues. It runs to the Board of Supervisors of Stafford County and lets the County install or maintain the erosion and sediment controls on your approved plan, at your expense, if you fail to after notice.
Who sets the bond amount?The County does, from your plan. A Virginia-licensed engineer or surveyor prepares a certified estimate of the cost to install, maintain and complete the controls, the County approves it, and the total E&S security may be no more than 125% of that estimate. A surety bond can cover at most half of the total; the other half has to be cash or a letter of credit.
Can a surety bond cover the whole E&S security?No. Section 100.09 of the Stafford Developer Security Policy accepts surety bonds for a maximum of 50% of the total required E&S security, with the remaining 50% secured by a letter of credit or cash. Individual single-family and townhouse lots post a separate fixed lot security, and the County’s single-lot form accepts only cash, a check or a letter of credit — so this bond is for development projects, not single lots.
Will I need collateral?Sometimes, on large projects or newer developers. The bond is underwritten on the developer’s experience and finances and the size of the bond share, so a high amount can call for collateral. On credit: the bond issues the moment you pay — no credit review of any kind, not even a soft pull. We tell you if your file needs anything else before you commit.
How long does the bond stay in force?The E&S guarantee has a maximum initial term of 24 months, and the County may grant extensions a year at a time up to five years in total. The Policy says surety bonds run until the County gives written notice that the agreement is satisfied or accepts substitute security. The security is returned within 60 days once the site is adequately stabilized and the controls are removed and approved.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Get bonded and get your Stafford grading permit.

Tell us about the project and the E&S security the County approved, and a surety specialist sizes, underwrites and quotes the bond share — typically within one business day. Free until issued.

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