UT postsecondary school bonds.
1% of the bond amount.
A non-exempt Utah postsecondary school registers with the Division of Consumer Protection and files surety with that registration — a surety bond, an irrevocable letter of credit, or a certificate of deposit — under Utah Code Title 13, Chapter 34 and the Division's rules. Pricing is 1% of the bond amount, $100 minimum, and the bond issues the moment you pay. The application collects no credit information, and most applications approve instantly.
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Apply to filed in one sitting.
No underwriting queue on a student-protection surety at these amounts — enter your figure, pay, and file with the Division. The whole thing:
Apply online
School details, the surety amount your registration requires, a term and an effective date. That is the application — no financials, no credit section.
Pay & e-sign
The premium is 1% of the bond amount with a $100 minimum, priced at checkout, so the bond issues the moment you pay. Your executed bond and power of attorney generate on the spot.
File with the Division
Submit the executed bond with your registration or renewal to the Division of Consumer Protection at the Department of Commerce. Wet-ink original mailed whenever the Division insists.
What it is and who needs it.
What the postsecondary school surety covers
Utah regulates private postsecondary education through the Division of Consumer Protection at the Department of Commerce, not through a board of regents. A non-exempt school registers under Utah Code Title 13, Chapter 34 — the chapter now titled the Utah Postsecondary School and State Authorization Act, and known for years before that as the Utah Postsecondary Proprietary School Act — and the registration is conditioned on filing acceptable surety.
The purpose is narrow and unusually concrete: student refunds. If a school closes mid-programme, or violates the Act in a way that leaves tuition unearned, the surety is the fund the Division looks to so students are not left holding paid-for instruction that never arrives. That is why the amount is keyed to gross tuition revenue rather than to the school's size in students or square feet — it tracks the money at risk.
The Division accepts a surety bond, an irrevocable letter of credit, or a certificate of deposit, and a school may combine instruments to reach the required figure. The surety must stay in place while students are enrolled and may not expire earlier than a set window after the last student leaves. The bond is not insurance for you — if the surety pays a student claim, you repay the surety — but it is dramatically cheaper than parking the same sum in a bank instrument the school cannot touch.
You need this bond if you are
One application, issued instantly.
These are the actual issuing fields — no credit section, because this application doesn't collect credit information.
Start the application →Common questions.
Other Utah bonds.
Get the registration filed.
Enter your amount, see the exact price, and file with the Division of Consumer Protection. Free until issued.