Utah motor club bonds.
$1,000 flat.
A corporation seeking a Utah certificate of authority to transact motor club business must put up a $100,000 deposit or, in lieu of it, a corporate surety bond in the same sum, payable to the state, under Utah Code 31A-11-106(2). Ours is $1,000 flat, and the price you see is the price at checkout.
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How much does a Utah motor club bond cost?
$1,000 at the $100,000 amount, the same for every applicant.
Three steps. One sitting.
A statutory-sum certificate bond has no pricing round-trip. Here is the entire process:
Apply online
Corporate details, years in business, term and an effective date. The credit consent on the form authorizes a soft inquiry only.
Pay & e-sign
Certificate bonds like this are among the thousands of bond types that issue right after purchase. At most, a business day or two.
File with the Insurance Department
Your executed bond and power of attorney arrive by email, ready to go in with your application for a certificate of authority — the commissioner prescribes the form, so check it against your filing instructions. Wet-ink original mailed on request.
What it is and who needs it.
What the motor club bond actually guarantees
A motor club in Utah is a corporation selling membership services tied to motor vehicles: acting as a producer to place insurance with authorized insurers, paying for legal defense of traffic offenses, issuing guaranteed arrest bond certificates and cash bond guarantees, paying specified accident expenses, and providing towing, emergency road and theft services. Chapter 11 caps the legal-defense and accident-expense benefits at 100 times the annual charge for the contract, and bars a motor club from writing liability, physical damage, life, or accident and health insurance unless it is separately licensed as an insurer.
Only a corporation may apply for the certificate of authority, and the application must carry a $100,000 deposit meeting Section 31A-2-206 — which may be waived if net worth exceeds the deposit requirement — or a corporate surety bond in the same sum, payable to the state and in the form the commissioner prescribes. The condition is faithful performance in the sale or rendering of motor club service, plus payment of any fines, fees or penalties imposed on the club under Title 31A.
It is not insurance for you. A member with a claim arising from the club's breach may sue on the bond in their own name, or the commissioner may sue on behalf of claimants. The surety's liability never exceeds the bond amount and is not cumulative from year to year however long the bond stays in force; the bond is forfeited only up to actual damages sustained; and no cause of action may be filed against it more than two years after the bond terminates.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $100,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Insurance Department. Your executed bond and power of attorney arrive by email, ready to go in with your application for a certificate of authority — the commissioner prescribes the form, so check it against your filing instructions. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $1,000 at the $100,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields. The credit consent on the form authorizes a soft inquiry only, and it never affects your score.
Start the application →Common questions.
Other Utah bonds.
The same bond in nearby states.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
File the certificate application this week.
$1,000 flat, soft pull only, bond often issued in the same sitting. Free until issued.