Texas requires a $7,500 bond from an attorney acting as a title insurance or escrow agent, filed with the Texas Department of Insurance under the Title Insurance Act. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















License-style bonds are the simplest thing in surety. Here's the entire process:
Your details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.
Small fixed-amount bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with the Texas Department of Insurance with your title agent application or renewal. Wet-ink original mailed on request.
Texas regulates title insurance through the Texas Department of Insurance (TDI) under the Title Insurance Act (Insurance Code Title 11). An attorney doesn't have to be licensed as an escrow officer to perform escrow-officer duties, but when an attorney acts as a title insurance or escrow agent, TDI conditions that role on a $7,500 surety bond.
The bond is a public-and-consumer-protection guarantee. Title and escrow work means holding other people's funds at closing — earnest money, payoffs, premiums — and the bond stands behind the honest handling of those funds and compliance with the Title Insurance Act and TDI rules.
It's a three-party arrangement: the attorney (the principal), the surety, and the State of Texas, with parties to a closing as the protected parties. If client or escrow funds are mishandled, the harmed party can recover against the bond — and if the surety pays, the attorney repays the surety. The bond is payable to the Board / Commissioner and must stay in place while the attorney holds the agent role.
These are the actual issuing fields — no credit section, because this bond doesn't have one.
Start the application →$100 flat, no credit review, bond often issued in the same sitting. Free until issued.