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Texas title attorney bonds.
$100 flat.
Texas requires a $7,500 bond from an attorney acting as a title insurance or escrow agent, filed with the Texas Department of Insurance under the Title Insurance Act. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit check.
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Three steps. One sitting.
License-style bonds are the simplest thing in surety. Here's the entire process:
Apply online
Your details and an effective date. That is the application. No credit check.
Pay & e-sign
Small fixed-amount bonds like this are among the thousands of bond types that issue right after purchase.
File with the TDI
Your executed bond arrives by email, ready to file with the Texas Department of Insurance with your title agent application or renewal. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Texas regulates title insurance through the Texas Department of Insurance (TDI) under the Title Insurance Act (Insurance Code Title 11). An attorney doesn't have to be licensed as an escrow officer to perform escrow-officer duties, but when an attorney acts as a title insurance or escrow agent, TDI conditions that role on a $7,500 surety bond.
The bond is a public-and-consumer-protection guarantee. Title and escrow work means holding other people's funds at closing — earnest money, payoffs, premiums — and the bond stands behind the honest handling of those funds and compliance with the Title Insurance Act and TDI rules.
It's a three-party arrangement: the attorney (the principal), the surety, and the State of Texas, with parties to a closing as the protected parties. If client or escrow funds are mishandled, the harmed party can recover against the bond — and if the surety pays, the attorney repays the surety. The bond is payable to the Board / Commissioner and must stay in place while the attorney holds the agent role.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $7,500 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the TDI. Your executed bond arrives by email, ready to file with the Texas Department of Insurance with your title agent application or renewal. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $7,500 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
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Finish your TDI filing today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.