Not in Texas? Browse bonds by state

Texas hearing instrument bonds.
$100 flat.

Texas requires anyone fitting and dispensing hearing instruments to file $10,000 of financial security with the Department of Licensing and Regulation (TDLR) under Occupations Code Chapter 402 — a surety bond is one accepted form. Ours is $100 flat. The bond issues the moment you pay — no credit check.

✓
Required for fitting and dispensing hearing instruments — filed with TDLR under Occupations Code Ch. 402
✓
Fixed price, fixed amount — $10,000 bond, $100, no quote process
✓
Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

License-style bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with TDLR

Your executed bond and cover page arrive by email, ready to file with your TDLR license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Texas licenses hearing instrument fitters and dispensers through the Department of Licensing and Regulation (TDLR) under Occupations Code Chapter 402 and 16 Texas Administrative Code Chapter 112. A sole proprietor, partnership, corporation, or other entity engaged in fitting and dispensing must file $10,000 of financial security with the department.

The bond is conditioned on the entity paying all taxes and contributions owed to the state and its political subdivisions, and on satisfying judgments for negligently or improperly dispensing hearing instruments or breaching a contract relating to that dispensing. It protects consumers and the state, not the fitter.

Texas accepts the $10,000 in several forms — a surety bond, a cash deposit, a certificate of deposit, or an original letter of credit. Most fitters use the surety bond because it costs a small fixed premium rather than tying up $10,000 in cash. If the surety pays a claim, the fitter repays the surety.

Tex. Occupations Code Chapter 402 (TDLR; 16 TAC Ch. 112)Texas Occupations Code Chapter 402 and 16 Texas Administrative Code Chapter 112 require an entity that fits and dispenses hearing instruments to file $10,000 of financial security with TDLR, conditioned on payment of taxes and contributions owed to the state and on judgments for negligent or improper dispensing or breach of a dispensing contract. The $10,000 may be a surety bond, cash, a CD, or a letter of credit. Confirm the current requirement with TDLR.

You need this bond if you're

✓
Applying for a TDLR hearing instrument fitter/dispenser license — the security is filed with your application
✓
Renewing your license and your bond is expiring or your surety non-renewed
✓
A practice or entity that fits and dispenses and must file the $10,000 security
✓
Replacing a cash deposit or CD with a surety bond to free up the $10,000
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with TDLR. Your executed bond and cover page arrive by email, ready to file with your TDLR license application or renewal. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Texas hearing instrument bond?The premium is $100, set by our carrier's rate book for this $10,000 security amount — the same for every fitter. The $10,000 is set by statute, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if valid claims are made against the bond — not a deposit, and nobody holds your money.
Could I post cash or a CD instead?Yes — Occupations Code Chapter 402 and TDLR's rules let you file the $10,000 as cash, a certificate of deposit, or a letter of credit. Most fitters use the surety bond because it costs a small fixed premium rather than tying up $10,000.
What does the bond cover?Taxes and contributions you owe the state and its subdivisions, and judgments for negligently or improperly dispensing hearing instruments or breaching a dispensing contract. If the surety pays, you repay the surety.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Texas bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your TDLR license checklist today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →