TN defensive driving school bonds.
$275. Five minutes.

A Tennessee defensive-driving / accident-prevention course provider must carry a continuous $7,500 bond approved by the Department of Safety. At our flat 3% that lands at the $275 minimum — and the application is five minutes with no credit check.

Required for a TN defensive-driving course provider under the Department of Safety rules
Continuous $7,500 bond — $275 at our flat 3% (our minimum premium)
Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Department of Safety

Your executed bond arrives by email, ready to file with your course-provider application. Wet-ink original mailed on request.

The whole pricing page.

$7,500 bond × 3% = $225, which rounds up to our $275 minimum. Same $275 each term, multi-year if you want it.

1-year term
$275
2-year term
$550
3-year term
$825
About this bond

What it is and who needs it.

What the bond actually guarantees

Tennessee approves defensive-driving and accident-prevention courses — the kind drivers take to dismiss a ticket or earn an insurance discount. The Department of Safety conditions approval of a course provider on a continuous surety bond.

The bond is a compliance-and-consumer guarantee: it stands behind the provider’s honest operation of the course and its handling of the fees students pay. It is a three-party arrangement among you (the principal), the surety, and the State of Tennessee (the obligee).

The rule sets the bond at $7,500, with the surety’s aggregate liability capped at that amount no matter how many breaches occur. If the surety pays a claim, you repay the surety — providers who run a clean program treat the bond as a license formality.

Tenn. Comp. R. & Regs. 1340-01-04-.05Tenn. Comp. R. & Regs. 1340-01-04-.05 requires each Tennessee defensive-driving / accident-prevention course provider to carry a continuous surety bond of $7,500 from a company approved by, and authorized to do business in, Tennessee, with the surety’s aggregate liability capped at $7,500. The rule is promulgated under T.C.A. §§ 4-5-202, 55-50-505, and 56-7-1107 and administered by the Department of Safety.

You need this bond if you're

Applying to provide TN defensive-driving courses approved by the Department of Safety
Renewing your course-provider approval and your current bond is expiring
An accident-prevention course operator offering ticket-dismissal or insurance-discount courses
An online course provider approved to serve Tennessee drivers

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Tennessee defensive driving school bond? +
The premium is $275 — our minimum. A flat 3% of the $7,500 bond would be $225, which is below the $275 minimum, so the price is $275, the same for every provider.
Do I pay the $7,500? +
No. You pay $275. The $7,500 is the surety's aggregate maximum liability if valid claims are made — not a deposit, and nobody holds your money.
Who requires this bond? +
The Tennessee Department of Safety, under Tenn. Comp. R. & Regs. 1340-01-04-.05, as a condition of approving a defensive-driving / accident-prevention course provider.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount license bonds like this one don't need one.
When does it renew? +
The bond is continuous and must stay active for as long as you provide courses. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out.
Related bonds

Other New York bonds.

Course-provider approval, one document away.

$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$275
Apply now →