SD public official bonds.
Flat 3%. Enter your penal sum.
South Dakota conditions many public offices on an official bond under SDCL chapter 3-5. The penal sum is set by the statute, ordinance, or governing body for your specific office — enter that amount and we issue the bond at a flat 3%. A soft credit pull affects approval, never price.
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Apply to issued in one sitting.
Enter your penal sum, consent to a soft pull, and we issue the bond. Here is the whole thing:
Apply online
Your details, the office and its penal sum, and the effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your credit score.
File with your office
Pay online and receive the executed bond, ready to file with the body that approves and records your bond. Wet-ink originals mailed on request.
The whole pricing page.
Penal sum × 3% = your premium, one-time, $275 minimum. Enter the amount set for your office and the premium updates.
What it is and who needs it.
What the official bond actually guarantees
South Dakota’s official bond statutes (SDCL chapter 3-5) set the framework for the surety bonds public officers post on entering office. The bond is a faithful-performance and honesty guarantee: it assures the public that the official will perform the duties of the office and account for any public funds entrusted to them.
It’s a three-party arrangement: the official (the principal), the surety carrier, and the public body the official serves (the obligee), with taxpayers protected. If the official fails to faithfully perform or misuses public money, the harmed party can recover against the bond up to the penal sum — and if the surety pays, the official repays the surety.
The penal sum is not one fixed number — it’s set for each office by the governing statute, ordinance, or board, and SDCL chapter 3-5 also addresses sureties, premiums on corporate surety bonds, and blanket versus individual bonds for officers and employees. Enter the amount required for your office and we issue it at a flat 3%.
You need this bond if you’re
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Enter the penal sum your office requires and submit.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the South Dakota public official bond? +
What penal sum should I enter? +
Is there a credit check? +
What does the bond protect against? +
Can a blanket bond cover multiple officials? +
Other New York bonds.
Official bond, issued fast.
Five-minute application, flat 3%, $275 minimum. Enter your office’s penal sum and file the same or next day.