South Dakota conditions many public offices on an official bond under SDCL chapter 3-5. The penal sum is set by the statute, ordinance, or governing body for your specific office — enter that amount. Pricing is set at 0.35% of the penal sum, with a $100 minimum; your exact price appears at the application. A quick soft credit check may apply, never a hard inquiry.
















Enter your penal sum, consent to a soft pull, and we issue the bond. Here is the whole thing:
Your details, the office and its penal sum, and the effective date — plus a one-time consent to a soft credit pull.
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your credit score.
Pay online and receive the executed bond, ready to file with the body that approves and records your bond. Wet-ink originals mailed on request.
South Dakota’s official bond statutes (SDCL chapter 3-5) set the framework for the surety bonds public officers post on entering office. The bond is a faithful-performance and honesty guarantee: it assures the public that the official will perform the duties of the office and account for any public funds entrusted to them.
It’s a three-party arrangement: the official (the principal), the surety carrier, and the public body the official serves (the obligee), with taxpayers protected. If the official fails to faithfully perform or misuses public money, the harmed party can recover against the bond up to the penal sum — and if the surety pays, the official repays the surety.
The penal sum is not one fixed number — it’s set for each office by the governing statute, ordinance, or board, and SDCL chapter 3-5 also addresses sureties, premiums on corporate surety bonds, and blanket versus individual bonds for officers and employees. Enter the amount required for your office; pricing is 0.35% of the penal sum, with a $100 minimum.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Enter the penal sum your office requires and submit.
Start the application →Pricing from $100. Enter your office’s penal sum and file the same or next day.