South Dakota probate & fiduciary bonds.
We size, underwrite & quote it.
Qualify as a personal representative, guardian, or conservator the court will appoint.
The bond protects the estate, heirs, and the protected person from a fiduciary’s default.
The court sets the amount — and we underwrite it.
A surety specialist reviews your file and returns a quote, usually within one business day.
Trusted by industry leaders
Built for the appointment.
A South Dakota court conditions your appointment as a fiduciary on a bond it approves, sized to the estate or assets you will administer. Here is the whole process:
Send us the file
Apply online with the estate or asset value, your role (personal representative, guardian, or conservator), and the court. We size the bond to the amount the court has set or is likely to set.
A surety specialist underwrites it
A specialist reviews the file, your financials, and any collateral, then returns a quote. A large fiduciary bond is typically collateralized — cash, a letter of credit, or pledged assets.
Execute & file
Once you bind, we issue the executed bond on the court’s form with the power of attorney attached, ready to file with the clerk so letters can issue.
What it is and who needs it.
What a fiduciary bond actually does
When a South Dakota court appoints you to handle someone else’s money — a deceased person’s estate, a minor’s or incapacitated adult’s affairs — it can require a fiduciary bond before you take charge of the assets.
The bond guarantees you will perform your duties honestly and account for the property. If a personal representative, guardian, or conservator misappropriates funds or fails to account, the surety makes the estate or protected person whole, up to the penal sum the court sets.
Because the surety stands behind your handling of the assets, a large bond is usually collateralized and supported by financials. We tell you what a given appointment needs before you commit.
You need this bond if you’re
The application takes about ten minutes.
These are the actual underwriting fields — the estate or assets, your role, your business, and your financials. Submit once and a surety specialist reviews everything together and returns a quote, typically within one business day. Free until your bond is issued.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
What is a South Dakota probate or fiduciary bond? +
How much does it cost? +
Can the bond be waived? +
Will I need to post collateral? +
How fast can the bond be issued? +
Other New York bonds.
Qualify as the fiduciary the court appoints.
Send us the estate or asset value and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.