SC residential builder bonds.
$450. Five minutes.

South Carolina requires a $15,000 surety bond from residential builders licensing through a certificate of authorization with the Residential Builders Commission — ours is $450 flat, which is 3% of the bond amount. The application is five minutes, and license bonds like this are the fastest thing we issue.

Required for your SC residential builder license — filed with the Residential Builders Commission at LLR
Fixed price, fixed amount — $15,000 bond, $450, no quote process
Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Apply in the name of the individual seeking the license (not the business). Business details and an effective date — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your license

Your executed bond and power of attorney arrive by email, ready to file with the Residential Builders Commission. Wet-ink original mailed on request.

The whole pricing page.

$15,000 bond × 3% = $450, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$450
2-year term
$900
3-year term
$1,350
About this bond

What it is and who needs it.

What the bond actually guarantees

South Carolina licenses residential builders through the Residential Builders Commission at the Department of Labor, Licensing and Regulation (LLR). When a builder licenses by certificate of authorization, the Commission conditions it on a $15,000 surety bond for the protection of consumers.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of South Carolina (the obligee), with homeowners you build for as the protected parties. If a builder violates the residential builders law or a covered consumer is harmed, a claim can be made against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for as long as you hold the license, so we track it and notify you 60 and 30 days out to keep your $15,000 filing continuous.

S.C. Code § 40-59-220 (Residential Builders Commission)South Carolina residential builders are licensed under Title 40, Chapter 59, administered by the Residential Builders Commission at LLR. A builder licensing by certificate of authorization posts a surety bond — the form scraped here is the $15,000 amount. Confirm the current amount and conditions on your LLR application, as the Commission sets the bond requirement by statute and rule.

You need this bond if you're

Applying for a SC residential builder license by certificate of authorization
Renewing your license and your bond is expiring or your surety non-renewed
An individual builder — file in your own name, not the company name
Re-entering the trade after a lapse and re-establishing your bond

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one. Apply in the individual's name, not the business.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the South Carolina residential builder bond? +
The premium is $450 — a flat 3% of the $15,000 bond amount, the same for every builder. There is no quote process.
Do I pay the $15,000? +
No. You pay $450. The $15,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Whose name goes on the application? +
The individual applying for the license, not the business name. The Residential Builders Commission licenses the individual builder, so the bond must match.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount license bonds like this one don't need one.
When does it renew? +
The bond must stay active for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.
Related bonds

Other New York bonds.

Finish your license checklist today.

$450 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$450
Apply now →