Not in South Carolina? Public official bonds in other states

South Carolina public official bonds.
From $100.

South Carolina requires many public officers to file a faithful-performance bond before taking office, conditioned on honestly performing the duties of the office. The amount is set by the statute, charter, or ordinance for your office — we price it at 0.35% of the amount, $100 minimum, with a quick soft credit check that never hits your score.

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Required under S.C. Code Title 8, Chapter 3 — commissions, oaths, and bonds of public officers
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Amount is whatever the law for your office sets — it varies widely by position and jurisdiction
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One soft credit pull — never a hard inquiry, and it never affects your score
0.35% rate$100 minimumSoft pull onlynever a hard inquiryInstantpricing at application
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
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The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a South Carolina public official bond cost?

0.35% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Apply to bonded in one sitting.

Most public official bonds clear quickly — enter your amount, consent to a soft pull, and file before you are sworn in. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the office, and the penal sum the law requires. The only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.

SAME DAY

File before you take office

Receive the executed bond ready to file with the clerk, secretary of state, or other officer who records it. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the public official bond actually guarantees

South Carolina conditions many public offices on a bond. Under Title 8, Chapter 3, an officer files a bond before entering on the duties of the office, and the standard form recites a penal sum 'in the amount required by law' — a faithful-performance and honesty guarantee running to the State and to anyone the officer's conduct could harm.

It is a three-party arrangement: you (the principal), the surety carrier, and the State of South Carolina or your jurisdiction (the obligee), with the public protected. If an officer breaches the duties of the office or mishandles public funds, a claim can be made against the bond.

There is no single amount — the figure is set by the specific statute, charter, or ordinance for your office (a treasurer, a clerk, a notary, a magistrate, and a municipal officer can all carry different penal sums). Enter the amount your appointment names, and we price it at 0.35% of the amount, $100 minimum. It is not insurance for you; if the surety pays, you repay the surety.

S.C. Code Title 8, Chapter 3 (Commissions, Oaths and Bonds)South Carolina public officers post bonds under Title 8, Chapter 3 — § 8-3-30 prescribes the standard bond form, whose penal sum is "the amount required by law." That amount is not uniform: it is fixed by the particular statute, charter, or ordinance governing the office. Confirm the penal sum and obligee on your appointment or commissioning paperwork before filing.

You need this bond if you are

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A newly elected or appointed officer whose office requires a bond before you are sworn in
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A county or municipal official — treasurer, clerk, tax collector, or similar fiduciary post
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A board or commission member whose enabling act conditions service on a bond
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Renewing for a new term and refiling the bond your office requires
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File before you take office. Receive the executed bond ready to file with the clerk, secretary of state, or other officer who records it. Wet-ink originals mailed whenever the office insists.

What sets the price

The premium is 0.35% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and most bonds clear quickly.

Start the application →
FAQ

Common questions.

How much is the South Carolina public official bond?Pricing is 0.35% of the penal sum, with a $100 minimum. The penal sum itself is set by the law for your specific office — there is no uniform amount. Enter the figure your appointment names for an exact price.
How do I find my required amount?It is set by the statute, charter, or ordinance governing your office, and stated in your appointment or commissioning paperwork. If you are unsure, send us the document and we will confirm the penal sum before you file.
What does the bond guarantee?Faithful, honest performance of the duties of the office. If an officer breaches those duties or mishandles public funds and someone is harmed, a claim can be made against the bond — and if the surety pays, the officer repays the surety.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. Your price is 0.35% of the penal sum, with a $100 minimum.
When do I need it filed?Generally before you take office — Title 8, Chapter 3 requires the bond be filed before the officer enters on the duties of the office. Apply early so the executed bond is in hand for your swearing-in.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other South Carolina bonds.

Nearby states

The same bond in nearby states.

Price and requirements checked on the carrier’s application, . Page updated .

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