SC investment adviser bonds.
$750 flat.

A South Carolina investment adviser who has custody of client funds or securities must keep a minimum net worth of $50,000 — or post a $50,000 surety bond in its place. The requirement runs through the South Carolina Uniform Securities Act of 2005 (S.C. Code Ann. § 35-1-411) and Regulation 13-406, and the Securities Division of the Attorney General's Office administers it. Ours is $750 flat, the price you see is the checkout price, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.

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Required of advisers with custody of client funds under S.C. Reg. 13-406

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Fixed price, fixed amount — $50,000 bond, $750 flat, no quote process

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Multi-year terms available — set it up once for up to 3 years

A-ratedA.M. Best carriersInstantissuance at checkout$750 flatsame price at checkout

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How it works

Three steps. One sitting.

Adviser bonds are among the simplest filings in surety. Here is the entire process:

NOW · ONLINE

Apply online

Firm details, an effective date, and a term. That is the entire application — no financial statements, and any credit screen is a soft pull that never shows as a hard inquiry.

INSTANTLY

Pay & e-sign

This bond is checkout-priced at $750 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.

SAME DAY

File with the Securities Division

Your executed bond arrives by email, ready to file with your investment adviser registration at the Attorney General's Securities Division. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

South Carolina registers investment advisers under the Uniform Securities Act of 2005, and the Act names the Attorney General as the Administrator — in practice, the Securities Division of his Legal Services Division. Section 35-1-411 lets the Administrator set financial and bonding requirements by rule, and Regulation 13-406 is where the numbers live.

The rule requires an adviser who has custody of client funds or securities to maintain a minimum net worth of $50,000 at all times. An adviser who cannot show that net worth posts a $50,000 surety bond instead, from a bonding company qualified to do business in South Carolina. (An adviser with discretionary authority but no custody sits at the $35,000 tier — that is a different bond.)

It is not insurance for you — the bond stands behind your compliance with the Act, so that a client harmed by a violation has a source of recovery. If the surety pays a claim, you repay the surety. Registrations are renewed annually through IARD, so the bond has to stay continuously on file; we track the term and send renewal notices 60 and 30 days out.

S.C. Code Ann. § 35-1-411 · S.C. Reg. 13-406Section 35-1-411 of the South Carolina Uniform Securities Act of 2005 authorizes the Administrator — the Attorney General — to impose financial and bonding requirements on registered investment advisers by rule. Regulation 13-406 sets them: an investment adviser registered or required to be registered who has custody of client funds or securities must maintain a minimum net worth of fifty thousand dollars at all times, and an adviser with discretionary authority over client funds but without custody must maintain thirty-five thousand dollars. An adviser who does not meet the applicable net worth posts a surety bond in the same amount, from a bonding company qualified to do business in this State.

You need this bond if you're

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Registering as a South Carolina investment adviser with custody of client funds or securities

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Below the $50,000 net-worth minimum and posting the bond in its place

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Renewing your adviser registration — the bond must stay on file through the renewal cycle

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Taking on custody for the first time and moving up from the $35,000 discretionary tier

One application, issued instantly.

These are the actual issuing fields — firm details, an effective date, and a term. That is the entire application.

Start the application →

FAQ

Common questions.

How much is the South Carolina investment adviser bond?The premium is $750 flat — set by our carrier's rate book for this bond, the same for every adviser. The $50,000 bond amount is fixed by S.C. Reg. 13-406, so there is no quote process, and the price you see is the checkout price.

Do I pay the $50,000?No. You pay $750. The $50,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Why $50,000 instead of $35,000?Because you have custody of client funds or securities. South Carolina sets the net-worth minimum at $50,000 for custody and $35,000 for discretionary authority without custody — the bond replaces whichever minimum applies to you.

Is there a credit check?If a credit screen runs on this bond, it is a soft pull only — never a hard inquiry, and it never affects your score. The price stays $750 flat either way.

Who requires the bond, and where do I file it?The Attorney General is the Administrator under the South Carolina Uniform Securities Act of 2005; the Securities Division handles adviser registration. Your executed bond is filed with the Division alongside your IARD registration.

Related bonds

Other South Carolina bonds.

Finish your adviser registration today.

$750 flat, issued the moment you pay, soft pull only. Free until issued.

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Your price$750

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