SC physical fitness center bonds.
Flat 3%. Enter your amount.

The special-deposit bond South Carolina requires under the Physical Fitness Services Act (S.C. Code 44-79-80) to protect members’ prepaid dues if a fitness center fails to deliver. We issue it at a flat 3% with no credit check — enter the amount the administrator set and the premium updates.

Required under S.C. Code 44-79-80 for centers selling prepaid or credit fitness contracts
Amount set by the administrator from your estimated future cost to service contracts sold, capped at $50,000
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard fitness center bond — enter your amount, pay, and file. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount the administrator required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File and keep selling memberships

File the executed special-deposit bond with the administrator as the Act requires before you sell prepaid contracts. Wet-ink originals mailed whenever you need them.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the amount the administrator set and the premium updates.

$5,000 bond
$275
$15,000 bond
$450
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the fitness center bond actually covers

South Carolina’s Physical Fitness Services Act (S.C. Code 44-79-10 et seq.) protects consumers who prepay for gym, studio, or wellness memberships. A physical fitness center is any facility or service that aids physical fitness through exercise or weight control.

Under S.C. Code 44-79-80, every center that enters into prepaid or credit contracts running more than three months or over $200 must maintain a surety bond with the administrator. The amount is set by the administrator from the estimated future cost to service the contracts sold, but cannot exceed $50,000.

The bond is for the use of the State of South Carolina and any member who has a cause of action against the center — typically when a center closes or stops delivering before prepaid contracts run out. If a valid claim is paid, you repay the surety. Enter the figure the administrator set, and we issue the bond at a flat 3% with no credit check.

S.C. Code 44-79-80 (Physical Fitness Services Act)Under S.C. Code 44-79-80, a physical fitness center that enters into prepaid or credit contracts of more than three months’ duration or over $200 must maintain a surety bond with the administrator, in a sum the administrator determines from the estimated future cost to service contracts sold, not to exceed $50,000. The bond runs to the State and to any member with a cause of action against the center. Confirm your required amount with the administrator.

You need this bond if you are

A gym or fitness club selling prepaid or long-term membership contracts in South Carolina
A studio or wellness center — yoga, pilates, weight control — collecting prepaid dues
Pre-selling memberships before a new center opens
Renewing your filing as the administrator re-sets the amount from your contract volume

Five minutes, issued on the spot.

Submit the application with the bond amount the administrator set — the executed bond is generated instantly, ready to file.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the South Carolina fitness center bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by the administrator from the estimated future cost to service your prepaid contracts, and cannot exceed $50,000. Enter the figure and the quote updates.
Why does South Carolina require it? +
The Physical Fitness Services Act (S.C. Code 44-79-80) protects members who prepay. If a center fails to deliver the services it sold, the special-deposit bond pays members with a valid cause of action — it is held for the use of the State and those members.
Do all fitness centers need it? +
Only centers that sell prepaid or credit contracts running more than three months or over $200. A center selling only month-to-month memberships at or under that threshold generally does not trigger the bond — confirm with the administrator.
Is there a credit check? +
No — the fitness center bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What amount should I enter if I'm not sure? +
Use the figure the administrator set for your center — it is based on your contract volume and capped at $50,000. If you don’t have it yet, send us your situation and we’ll help you confirm before issuing.
Related bonds

Other New York bonds.

Fitness center bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount the administrator set and file the same day.

Your premium @ 3%$450
Apply now →