SC motor vehicle dealer bonds.
$1,500 flat. Soft pull.

South Carolina requires every licensed motor vehicle dealer and wholesaler to file a $50,000 bond with the SCDMV. Ours is $1,500 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.

Required for your SC dealer or wholesaler license — new applicants and renewals through the SCDMV
Fixed amount, fixed price — $50,000 bond, $1,500, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here’s the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the SCDMV

Pay online and receive the executed bond (form DLA-1B) with power of attorney, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the bond actually guarantees

South Carolina licenses motor vehicle dealers and wholesalers through the SCDMV under S.C. Code Title 56, Chapter 15, and conditions the license on a $50,000 surety bond. The bond is a consumer-and-public-protection guarantee: it stands behind clear title, proper tax submission, and your compliance with South Carolina’s motor vehicle dealer law.

It’s a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of South Carolina together with harmed buyers (the protected parties). If a dealer commits fraud, fails to deliver clear title, or otherwise violates Title 56 in the sale or transfer of a vehicle, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Effective January 1, 2024 the SCDMV set $50,000 for most dealers and wholesalers, with reduced amounts for a wholesale auto auction ($15,000) or a motorcycle-only dealer ($25,000) — confirm your amount on your application or send it to us and we’ll match it.

S.C. Code Title 56, Chapter 15 (SCDMV form DLA-1B)South Carolina motor vehicle dealers and wholesalers are licensed by the SCDMV under S.C. Code Title 56, Chapter 15, which conditions the license on a surety bond filed on form DLA-1B with an original power of attorney. Effective January 1, 2024 the amount is $50,000 for most dealers and wholesalers, $25,000 for a motorcycle-only dealer or wholesaler, and $15,000 for a wholesale auto auction. Confirm the amount on your application.

You need this bond if you’re

Applying for a SC dealer license — new, used, retail, or wholesale
Renewing your dealer or wholesaler license and your current bond is expiring or non-renewing
Adding a location the SCDMV ties to a separate bond filing
Moving to South Carolina from another state and getting licensed here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $50,000? +
No. You pay $1,500 — the flat 3% of the bond amount. The $50,000 is the surety’s maximum liability to the state and harmed buyers; it’s not a deposit, and nobody holds your money.
Who requires this bond? +
The SCDMV requires it as a condition of a motor vehicle dealer or wholesaler license, under S.C. Code Title 56, Chapter 15. No active bond, no license.
What does the bond guarantee? +
That you deliver clear title, submit taxes properly, advertise truthfully, and follow South Carolina dealer law. If you fail to and someone is harmed by fraud or a Title 56 violation, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It’s the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You’ll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your dealer license to stay valid.
Related bonds

Other New York bonds.

The SCDMV is waiting on one document.

$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →