Oregon residential contractor bonds.
From $135.
One application covers every Oregon residential endorsement: general contractor, developer, specialty, limited, locksmith services and restoration.
Oregon's Construction Contractors Board requires a bond for every residential endorsement under ORS 701.081: $25,000 for a general contractor or developer, $20,000 for a specialty contractor, and $15,000 for a limited, locksmith services or restoration contractor. The premium is 0.9% of the bond amount.
Trusted by industry leaders
How much does an Oregon residential contractor bond cost?
0.9% of the bond amount, from $135 at the $15,000 minimum. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for this bond — enter the amount your CCB endorsement requires, pay, and file. Here is the whole thing:
Apply online
Your business details, the bond amount for your endorsement, and the effective date — that is the application. No credit check up to $25,000.
Issued on the spot
The executed bond is generated as soon as you pay: 0.9% of the bond amount.
File with the CCB
Submit the executed bond with your CCB residential application or renewal. Registered contractors are filed with the CCB electronically.
What it is and who needs it.
What the bond actually covers
Oregon licenses construction contractors through the Construction Contractors Board (CCB), and every residential endorsement carries a bond under ORS 701.081: $25,000 for a residential general contractor or residential developer, $20,000 for a residential specialty contractor, and $15,000 for a residential limited, locksmith services or restoration contractor. One application covers all six; you enter the amount your endorsement requires.
The bond is a homeowner-protection guarantee: a three-party arrangement among you (the principal), the surety, and the State of Oregon through the CCB (the obligee), with the homeowners you work for as the protected parties. If the CCB issues a final order against you under ORS 701.145, the surety pays up to the bond amount.
It is not insurance for you — if the surety pays a claim, you repay the surety. The premium is 0.9% of the bond amount, and the bond must stay active for the two-year life of your license.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The term is set on the carrier’s application; the premium covers the period shown there.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the CCB. Submit the executed bond with your CCB residential application or renewal. Registered contractors are filed with the CCB electronically.
What sets the price
The premium is 0.9% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount for your endorsement — the executed bond is generated instantly, ready to file.
Start the application →Common questions.
Other Oregon bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Oregon residential contractor bond, issued today.
From $135. Pick your amount and file with the CCB the same day.