OR residential specialty bonds.
Flat 3%. $20,000 standard.

Oregon's Construction Contractors Board requires a $20,000 bond for a residential specialty contractor endorsement under ORS 701.081. We issue it at a flat 3% — $600 at the standard $20,000 — with no credit check. Confirm the amount on your CCB application and the premium updates.

Required for your CCB residential specialty license under ORS 701.081
Standard amount is $20,000 — the figure the CCB sets for this endorsement
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard residential specialty bond — enter your amount, pay, and file with the CCB. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount on your CCB application, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay.

SAME DAY

File with the CCB

Submit the executed bond with your CCB residential specialty endorsement. Wet-ink originals mailed whenever the board insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your CCB application and the premium updates.

$15,000 bond
$450
$20,000 bond
$600
$25,000 bond
$750
About this bond

What it is and who needs it.

What the bond actually covers

Oregon licenses construction contractors through the Construction Contractors Board (CCB). A residential specialty contractor — a trade that performs a defined scope rather than acting as the general — carries a residential specialty endorsement, and ORS 701.081 sets the bond at $20,000.

The bond is a homeowner-protection guarantee: a three-party arrangement among you (the principal), the surety, and the State of Oregon through the CCB (the obligee), with the homeowners you work for as the protected parties. If the CCB issues a final order against you under ORS 701.145, the surety pays up to the bond amount.

It is not insurance for you — if the surety pays a claim, you repay the surety. The standard amount is $20,000, but enter whatever figure your CCB application shows; we issue it at a flat 3% with no credit check. The bond must stay active for the two-year life of your license.

ORS 701.081 (residential specialty bond)ORS 701.081 conditions an Oregon residential specialty contractor endorsement on a $20,000 surety bond filed with the Construction Contractors Board. Bonding mechanics are in ORS 701.068, and the bond pays final orders the CCB issues against residential contractors under ORS 701.145. Confirm the amount on your CCB application.

You need this bond if you're

Applying for a CCB residential specialty license — the bond is filed with your application
Renewing your specialty endorsement and your bond is expiring or non-renewing
A trade contractor — performing a defined residential scope rather than the general work
Carrying both residential and commercial endorsements — each needs its own bond

Five minutes, issued on the spot.

Submit the application with the bond amount on your CCB application — the executed bond is generated instantly, ready to file.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Oregon residential specialty bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The standard amount for this endorsement is $20,000 under ORS 701.081, which is $600. Enter the figure on your CCB application and the quote updates.
Do I pay the $20,000? +
No. You pay 3% of it — $600 at the standard amount. The $20,000 is the surety's maximum liability if the CCB issues a final order against the bond; it's not a deposit, and nobody holds your money.
Is there a credit check? +
No — the residential specialty bond is issued with no credit pull. Larger amounts may get a quick soft-pull review, which never affects your credit score.
What does "specialty" mean here? +
A specialty contractor performs a defined trade scope — electrical, plumbing, roofing, HVAC, and the like — rather than acting as the general contractor on the whole project. The CCB endorses you for the work you do.
When does it renew? +
CCB licenses renew every two years, and the bond must stay active for the endorsement to stay valid. We send renewal notices 60 and 30 days out so your license never lapses over a missed email.
Related bonds

Other New York bonds.

Residential specialty bond, issued today.

Five-minute application, flat 3%, $275 minimum. Confirm your amount and file with the CCB the same day.

Your premium @ 3%$600
Apply now →