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Oregon motorcycle & ATV dealer bonds.
$100 flat.

Looking for the Oregon used motor vehicle dealer bond?

Oregon’s DMV requires a $10,000 vehicle-dealer bond from a dealer whose certificate is exclusively for motorcycles, mopeds, snowmobiles, and Class I ATVs — the reduced amount under ORS 822.030 (general dealers post $50,000). Ours is $100 flat, set by our carrier’s rate book for this bond, with one soft credit pull.

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Required for a powersports-only DMV dealer certificate under ORS 822.030
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Fixed amount, fixed price — $10,000 bond, $100, no quote theater
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One soft credit pull — never a hard inquiry, and it never affects your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Oregon motorcycle & ATV dealer bond cost?

$100 at the $10,000 amount, the same for every applicant.

How it works

Three steps to licensed.

Your dealer certificate is waiting on this bond. Here's the whole process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the DMV

Pay online and receive the executed bond, ready to file with your DMV vehicle-dealer certificate application. Wet-ink originals mailed whenever the DMV insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Oregon licenses vehicle dealers through the DMV and conditions the certificate on a surety bond under ORS 822.030. The general dealer bond is $50,000 — but a dealer whose certificate is exclusively for motorcycles, mopeds, snowmobiles, and Class I all-terrain vehicles qualifies for the reduced $10,000 amount.

The bond is a consumer-and-public-protection guarantee: it backs the dealer conducting business without fraud or fraudulent representation and without violating the Oregon Vehicle Code provisions on titling, transfers, permits, and dealer conduct. A harmed buyer can recover against it.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond runs to the State of Oregon on a form approved by the Attorney General, and the DMV generally requires it for each year the certificate is valid.

ORS 822.030ORS 822.030 requires a vehicle dealer to file a surety bond (or letter of credit) running to the State of Oregon, approved as to form by the Attorney General. For a dealer holding a certificate exclusively in motorcycles, mopeds, Class I all-terrain vehicles, or snowmobiles, the bond is $10,000; for other dealers it is $50,000 for each year the certificate is valid. The bond is conditioned on the dealer operating without fraud and without violating the Oregon Vehicle Code provisions ORS 822.030 lists.

You need this bond if you're

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A powersports-only dealer — selling exclusively motorcycles, mopeds, snowmobiles, or Class I ATVs
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Applying for a DMV vehicle-dealer certificate limited to those vehicle types
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Renewing your dealer certificate and your current bond is expiring or non-renewing
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Starting a motorcycle or ATV dealership that qualifies for the reduced $10,000 bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

E-sign & file with the DMV. Pay online and receive the executed bond, ready to file with your DMV vehicle-dealer certificate application. Wet-ink originals mailed whenever the DMV insists.

What sets the price

The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $10,000?No. You pay $100 — the flat premium set by our carrier's rate book. The $10,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Why is my bond $10,000 and not $50,000?Because your certificate is exclusively for motorcycles, mopeds, snowmobiles, and Class I ATVs. ORS 822.030 sets a reduced $10,000 bond for that powersports-only category; general vehicle dealers post $50,000.
Who requires this bond?The Oregon DMV requires it as a condition of a vehicle-dealer certificate under ORS 822.030. No active bond, no certificate.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The price is a flat $100 either way: credit can affect whether we approve the bond, never what it costs.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your dealer certificate to stay valid.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Same family

Other Oregon motor vehicle dealer bonds.

Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in Oregon. Each has its own statute and bond amount.

Related bonds

Other Oregon bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

The DMV is waiting on one document.

$100 flat, short application, bond issued when you pay. Free until issued.

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