The smaller of Oregon's landowner well bonds — a $5,000 bond filed with the Water Resources Department before you construct, alter, or abandon a well on your own land. Three percent of $5,000 is $150, which lands at our $275 minimum. One soft credit pull, never a hit to your score.
















Your landowner well permit waits on this bond. Here's the whole process:
Business or property-owner details and an effective date. The only extra step is a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.
Your executed bond arrives by email, ready to file with your landowner well construction permit application. Wet-ink originals mailed when the Department insists.
3% of $5,000 is $150, but our minimum premium is $275 — so this bond is $275 per term, regardless.
This is the $5,000 version of Oregon's landowner water well bond. The Water Resources Commission lets a landowner construct, alter, convert, or abandon a well on their own land without a constructor's license — but a landowner permit and a bond must be on file first. The bond is a compliance guarantee that the work meets Oregon's well-construction standards.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Oregon (the obligee). If the work violates ORS 537.505 to 537.795 or the Commission's rules and harms someone, they can recover against the bond — and if the surety pays, you repay the surety.
The Water Resources Department's rules reference both a $10,000 and a $5,000 figure depending on the permit. Use the amount your permit application names — if it calls for $5,000, this is the page. If you're unsure, send us the permit and we'll confirm.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.