OR landowner water well bonds.
$275 flat. Soft pull.

The smaller of Oregon's landowner well bonds — a $5,000 bond filed with the Water Resources Department before you construct, alter, or abandon a well on your own land. Three percent of $5,000 is $150, which lands at our $275 minimum. One soft credit pull, never a hit to your score.

Required by the Water Resources Department before a landowner constructs their own well
$275 minimum applies — 3% of $5,000 is below our floor, so it's $275
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to your permit.

Your landowner well permit waits on this bond. Here's the whole process:

TODAY · 5 MINUTES

Apply once, online

Business or property-owner details and an effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.

1–2 BUSINESS DAYS

File with the Water Resources Department

Your executed bond arrives by email, ready to file with your landowner well construction permit application. Wet-ink originals mailed when the Department insists.

The whole pricing page.

3% of $5,000 is $150, but our minimum premium is $275 — so this bond is $275 per term, regardless.

1-year term
$275
2-year term
$550
3-year term
$825
About this bond

What it is and who needs it.

What the bond actually guarantees

This is the $5,000 version of Oregon's landowner water well bond. The Water Resources Commission lets a landowner construct, alter, convert, or abandon a well on their own land without a constructor's license — but a landowner permit and a bond must be on file first. The bond is a compliance guarantee that the work meets Oregon's well-construction standards.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Oregon (the obligee). If the work violates ORS 537.505 to 537.795 or the Commission's rules and harms someone, they can recover against the bond — and if the surety pays, you repay the surety.

The Water Resources Department's rules reference both a $10,000 and a $5,000 figure depending on the permit. Use the amount your permit application names — if it calls for $5,000, this is the page. If you're unsure, send us the permit and we'll confirm.

OAR 690-205-0155 (landowner well bond)Oregon's landowner well bond is required under OAR 690-205-0155 and related rules before a landowner constructs, alters, converts, or abandons a water supply well, conditioned on compliance with ORS 537.505 to 537.795. The rules reference both $10,000 and $5,000 figures; confirm the amount on your specific permit application before buying.

You need this bond if you're

A landowner with a $5,000 permit requirement for your own well work
Altering or deepening a well on property you own
Abandoning or decommissioning a well under a landowner permit
A property owner with the equipment and an immediate-family or employee operator

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the $5,000 landowner water well bond? +
The premium is $275. Three percent of $5,000 is $150, but our minimum premium is $275 — so this bond is $275 per term, the same for everyone.
Which amount do I need — $5,000 or $10,000? +
Use the figure your landowner well permit application names. The Water Resources Department's rules reference both; if your permit calls for $5,000, this is the right page. Send us the permit if you're not sure and we'll confirm.
Do I pay the $5,000? +
No. You pay $275. The $5,000 is the surety's maximum liability if a valid claim is made — it's not a deposit, and nobody holds your money.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price; the rate is a flat 3% (with a $275 minimum) either way.
How long does the coverage last? +
The bond covers each well for three years after the well report is filed. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out.
Related bonds

Other New York bonds.

Your well permit waits on one document.

$275 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$275
Apply now →