City of Tulsa utility deposit bonds.
From $100. Enter your amount.

The City of Tulsa lets a business post a surety bond in lieu of a cash utility deposit for water, sewer, and other city utilities — so you keep the cash and bond the amount instead. Premiums are 2% of the bond amount, with a $100 minimum, and your exact price appears at the application.

Accepted by the City of Tulsa in place of a cash utility deposit
Keep your cash — bond the deposit amount instead of tying up working capital
From $100 — enter the amount the city set and see your exact price at application
From $100priced at 2% of the bond amount, $100 minimumNo SSNfor most applicantsFastoften same purchase
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Capital
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Triple Five
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How it works

Apply to filed in one sitting.

No underwriting queue for the standard utility deposit bond — enter your amount, pay, and file with the city. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the deposit amount the city required, and an effective date — that is the entire application.

INSTANTLY, USUALLY

Issued on the spot

Premiums are calculated at 2% of the bond amount, $100 minimum, and the executed bond generates as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the City of Tulsa

Submit the executed bond to your Tulsa utility account in place of the cash deposit. Wet-ink originals mailed whenever the city insists.

About this bond

What it is and who needs it.

What the utility deposit bond actually covers

When the City of Tulsa requires a deposit to open a commercial water, sewer, or utility account, it will generally accept a surety bond in lieu of cash. The bond guarantees payment of your utility charges up to the bond amount — so you keep your working capital instead of tying it up in a city deposit.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Tulsa (the obligee). If you leave unpaid utility charges, the city can recover against the bond up to its penal sum.

It is not insurance for you — if the surety pays the city, you repay the surety. We issue the amount the City of Tulsa set; premiums are 2% of that amount, with a $100 minimum.

City of Tulsa — utility deposit in lieu of cashThe City of Tulsa allows a surety bond in lieu of a cash deposit for utility service. The deposit amount is set by the City of Tulsa Utilities / Customer Care office based on your expected usage; confirm the required amount on your city notice before filing.

You need this bond if you are

A business opening a Tulsa utility account the city requires a deposit for
Avoiding a large cash deposit by bonding the amount instead
A high-usage commercial account with a sizable required deposit
Replacing a cash deposit to free up working capital

One application, issued on the spot.

Submit the application with the deposit amount the City of Tulsa set — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How is the premium calculated?Pricing is 2% of the deposit amount the City of Tulsa requires, with a $100 minimum. Your exact price appears at the application.
Do I pay the deposit amount?No. You pay the premium. The bond amount is the city's maximum recovery for unpaid utility charges, not a deposit we hold.
Why use a bond instead of cash?A cash deposit ties up your working capital with the city, sometimes for years. A surety bond satisfies the same requirement for a small annual premium, so you keep the cash.
Is there a credit check?The application collects no credit information for most applicants on the standard utility deposit bond, and most issue instantly. Larger amounts may get a quick review; if a credit check ever runs, it's a soft pull that never affects your score.
When does it renew?These run annually; we send renewal notices 60 and 30 days out, with autopay available, and the bond stays in place for as long as the city requires the deposit.
Related bonds

Other Oklahoma bonds.

Keep your cash. Bond the deposit.

From $100, no credit review, most issued on the spot. Free until issued.

Your premiumfrom $100
Apply now →