An Oklahoma service warranty association must place a surety bond in trust with the Insurance Commissioner under 15 O.S. §141.6 — not less than 5% of net provider fees, and never less than $25,000. We issue it at a flat 3% with no credit check.
















No underwriting queue for the standard service warranty bond — enter your amount, pay, and file with the Insurance Department. Here is the whole thing:
Your business details, the bond amount the statute requires, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond to be held in trust with the Insurance Commissioner alongside your license application. Wet-ink originals mailed whenever the state insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the security the statute requires and the premium updates.
A service warranty association sells service contracts that promise to repair, replace, or maintain consumer products. Oklahoma licenses these providers through the Insurance Department under the service warranty provisions of Title 15, and conditions the license on financial security held in trust.
Under 15 O.S. §141.6, the association must place a surety bond in trust with the Insurance Commissioner in an amount of not less than 5% of gross provider fees received, less claims paid, on warranties issued and in force in the state — but in no event less than $25,000. As your in-force book grows, the required amount grows with it.
The bond stands behind the association’s obligations to warranty holders — that promised repairs and replacements get honored. If a valid claim is paid, the association repays the surety; it is not insurance for the provider. Whatever amount applies, we issue it at a flat 3% with no credit check.
Submit the application with your required bond amount — the executed bond is generated instantly, ready to file with the Insurance Department.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter your required amount and file with the Insurance Department the same day.