OK service warranty association bonds.
Flat 3%. Enter your amount.

An Oklahoma service warranty association must place a surety bond in trust with the Insurance Commissioner under 15 O.S. §141.6 — not less than 5% of net provider fees, and never less than $25,000. We issue it at a flat 3% with no credit check.

Required to license a service warranty association with the Oklahoma Insurance Department
Amount is at least 5% of net provider fees, minimum $25,000 — it scales with your in-force warranties
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard service warranty bond — enter your amount, pay, and file with the Insurance Department. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount the statute requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Insurance Department

Submit the executed bond to be held in trust with the Insurance Commissioner alongside your license application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the security the statute requires and the premium updates.

$25,000 bond
$750
$50,000 bond
$1,500
$100,000 bond
$3,000
About this bond

What it is and who needs it.

What the service warranty bond actually covers

A service warranty association sells service contracts that promise to repair, replace, or maintain consumer products. Oklahoma licenses these providers through the Insurance Department under the service warranty provisions of Title 15, and conditions the license on financial security held in trust.

Under 15 O.S. §141.6, the association must place a surety bond in trust with the Insurance Commissioner in an amount of not less than 5% of gross provider fees received, less claims paid, on warranties issued and in force in the state — but in no event less than $25,000. As your in-force book grows, the required amount grows with it.

The bond stands behind the association’s obligations to warranty holders — that promised repairs and replacements get honored. If a valid claim is paid, the association repays the surety; it is not insurance for the provider. Whatever amount applies, we issue it at a flat 3% with no credit check.

15 O.S. §141.6 (Insurance Commissioner)Under 15 O.S. §141.6, an Oklahoma service warranty association must place a surety bond in trust with the Insurance Commissioner in an amount of not less than 5% of gross provider fees received less claims paid on warranties in force, but in no event less than $25,000. A license fee of $400 per year also applies. Confirm your required amount on your Insurance Department filing.

You need this bond if you are

Licensing a service warranty association with the Oklahoma Insurance Department
Selling consumer service contracts for products in Oklahoma as the provider
Renewing a provider license and re-filing security as your in-force book grows
Increasing your bond to keep pace with 5% of net provider fees

Five minutes, issued on the spot.

Submit the application with your required bond amount — the executed bond is generated instantly, ready to file with the Insurance Department.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Oklahoma service warranty bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by statute — not less than 5% of gross provider fees less claims paid, and never below $25,000. Enter that figure and the quote updates.
Why $25,000 minimum? +
Under 15 O.S. §141.6 the bond must be at least 5% of net provider fees on in-force warranties, but the statute sets an absolute floor of $25,000 so even a small provider posts meaningful security for warranty holders.
Is there a credit check? +
No — the service warranty bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
Does the amount change as I grow? +
Yes. Because it is tied to 5% of gross provider fees less claims paid, the required bond grows with your in-force book. You re-file at the higher amount, and we re-issue.
Who is protected by the bond? +
Your warranty holders. The bond is held in trust with the Insurance Commissioner to back the association’s obligation to honor the repairs and replacements its service warranties promise.
Related bonds

Other New York bonds.

Service warranty bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your required amount and file with the Insurance Department the same day.

Your premium @ 3%$750
Apply now →