OK PEO bonds.
$1,500 flat. Soft pull.

An Oklahoma professional employer organization that cannot show $50,000 of net worth or marketable securities can register instead by filing a $50,000 surety bond with the Insurance Department. Ours is $1,500 flat — 3% of the bond amount, identical for every PEO. One soft credit pull, e-signed in 1–2 business days.

Required to register your PEO with the Oklahoma Insurance Department when you bond in lieu of net worth
Fixed amount, fixed price — $50,000 bond, $1,500, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to registered.

Your PEO registration is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Insurance Department

Pay online and receive the executed bond ready to file with your PEO registration. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the bond actually guarantees

A professional employer organization co-employs your client companies' workers — running payroll, withholding and remitting taxes, and administering benefits. Oklahoma registers PEOs through the Insurance Department under the Professional Employer Organization Recognition and Registration Act, and conditions registration on financial responsibility.

A PEO satisfies that requirement by demonstrating net worth (or marketable securities) of at least $50,000 — or, if it can't, by filing a $50,000 surety bond in lieu. The bond is a compliance guarantee: it stands behind the PEO's obligation to pay wages, payroll taxes, and benefit contributions it has collected.

It is not insurance for you — if the surety pays a claim, the PEO repays the surety. A PEO that remits on time and keeps clean books treats the bond as a registration formality, not a risk.

OK PEO Recognition and Registration Act (Title 36)Oklahoma registers professional employer organizations through the Insurance Department under the Professional Employer Organization Recognition and Registration Act (Title 36). A PEO must show net worth or marketable securities of at least $50,000, or file a $50,000 surety bond in lieu, payable to the Insurance Commissioner and conditioned on compliance with the Act. Confirm the current section and filing instructions on your OID registration packet.

You need this bond if you're

Registering a PEO in Oklahoma and bonding instead of showing $50,000 net worth
Renewing a PEO registration that the Insurance Department conditions on a bond
An out-of-state PEO entering the Oklahoma market and registering here
Replacing a bond your prior surety non-renewed or cancelled

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $50,000? +
No. You pay $1,500 — the flat 3% of the bond amount. The $50,000 is the surety's maximum liability if a valid claim is made; it's not a deposit, and nobody holds your money.
Do all Oklahoma PEOs need this bond? +
No. A PEO that demonstrates net worth (or marketable securities) of at least $50,000 can register on that basis. The $50,000 bond is the alternative for PEOs that bond in lieu of net worth — confirm which path your registration uses.
Who requires this bond? +
The Oklahoma Insurance Department, as a condition of registering a professional employer organization under the PEO Recognition and Registration Act. The bond is payable to the Insurance Commissioner.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. We send renewal notices 60 and 30 days out, with autopay available, and the bond must stay active for your registration to stay valid.
Related bonds

Other New York bonds.

The Insurance Department is waiting on one document.

$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →