OK used dealer bonds.
$750 flat. Soft pull.

Oklahoma requires every used motor vehicle dealer to file a $25,000 bond with the Used Motor Vehicle Commission under 47 O.S. § 583. Ours is $750 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.

Required for your OK used dealer license — new applicants and renewals through the Used Motor Vehicle Commission
Fixed amount, fixed price — $25,000 bond, $750, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Used Motor Vehicle Commission

Pay online and receive the executed bond ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$750
2-year term
$1,500
3-year term
$2,250
About this bond

What it is and who needs it.

What the bond actually guarantees

Oklahoma licenses used motor vehicle dealers through the Used Motor Vehicle, Dismantler, and Manufactured Housing Commission, and conditions the license on a $25,000 surety bond under 47 O.S. § 583. The bond is a consumer-protection guarantee: it stands behind clear title on the vehicles you sell and your compliance with Oklahoma's used-dealer law.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Oklahoma together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, or otherwise violates dealer law, the harmed party can recover against the bond.

The bond runs with the two-year license term — it begins on the first day of each even-numbered year and expires on the last day of the following odd-numbered year. It is not insurance for you: if the surety pays a claim, you repay the surety. Dealers who deliver clean title and keep good records treat the bond as a license formality.

47 O.S. § 583Oklahoma used motor vehicle dealers are licensed by the Used Motor Vehicle, Dismantler, and Manufactured Housing Commission, which under 47 O.S. § 583 conditions the license on a $25,000 surety bond protecting consumers against loss from dealer fraud or failure to comply with the licensing law. The license and bond run a two-year term, beginning the first day of an even-numbered year and expiring the last day of the following odd-numbered year.

You need this bond if you're

Applying for an OK used dealer license — used, wholesale, or independent dealers
Renewing your dealer license for the next even-year/odd-year license cycle
Adding a location that the Used Motor Vehicle Commission ties to a bond filing
Moving to Oklahoma from another state and getting licensed here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $25,000? +
No. You pay $750 — the flat 3% of the bond amount. The $25,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The Oklahoma Used Motor Vehicle, Dismantler, and Manufactured Housing Commission requires it as a condition of a used dealer license, under 47 O.S. § 583. No active bond, no license.
What does the bond guarantee? +
That you deliver clear title on the vehicles you sell, handle customer funds properly, and follow Oklahoma dealer law. If you fail to and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
The license and bond run a two-year cycle — beginning an even-numbered year and expiring the following odd-numbered year. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses.
Related bonds

Other New York bonds.

The Used Motor Vehicle Commission is waiting on one document.

$750 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$750
Apply now →