Oklahoma used dealer bonds.
$350 flat.
Also known as the Oklahoma auto dealer bond or car dealer bond.
Oklahoma requires every used motor vehicle dealer to file a $25,000 bond with the Used Motor Vehicle Commission under 47 O.S. § 583. Ours is $350 flat — the price you see is the checkout price, identical for every dealer. One soft credit pull that never affects your score; the bond is issued when you pay.
Trusted by industry leaders
How much does an Oklahoma used dealer bond cost?
$350 at the $25,000 amount, the same for every applicant.
Three steps to licensed.
Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the Used Motor Vehicle Commission
Pay online and receive the executed bond ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
Oklahoma licenses used motor vehicle dealers through the Used Motor Vehicle, Dismantler, and Manufactured Housing Commission, and conditions the license on a $25,000 surety bond under 47 O.S. § 583. The bond is a consumer-protection guarantee: it stands behind clear title on the vehicles you sell and your compliance with Oklahoma's used-dealer law.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Oklahoma together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, or otherwise violates dealer law, the harmed party can recover against the bond.
The bond runs with the two-year license term — it begins on the first day of each even-numbered year and expires on the last day of the following odd-numbered year. It is not insurance for you: if the surety pays a claim, you repay the surety. Dealers who deliver clean title and keep good records treat the bond as a license formality.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a term it sets; the term cannot be changed at checkout.
Renewal falls on the statutory date, December 31, in the year your term ends.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the Used Motor Vehicle Commission. Pay online and receive the executed bond ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is fixed at $350 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Oklahoma motor vehicle dealer bonds.
Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in Oklahoma. Each has its own statute and bond amount.
Other Oklahoma bonds.
The same bond in nearby states.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
The Used Motor Vehicle Commission is waiting on one document.
$350 flat, short application, bond issued when you pay. Free until issued.