OK cigarette & tobacco bonds.
$750 flat. Soft pull.

Oklahoma requires a cigarette and tobacco wholesaler to file a $25,000 bond with the Tax Commission, guaranteeing the reports and tax on the stamps and unstamped products it handles, under 68 O.S. § 304. Ours is $750 flat — 3% of the bond amount. One soft credit pull, e-signed in 1–2 business days.

Required for an OK cigarette / tobacco wholesaler permit under 68 O.S. § 304
Fixed amount, fixed price — $25,000 bond, $750, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to permitted.

Your wholesaler permit is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Tax Commission

Pay online and receive the executed bond ready to file with your cigarette/tobacco permit application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$750
2-year term
$1,500
3-year term
$2,250
About this bond

What it is and who needs it.

What the bond actually guarantees

Oklahoma taxes cigarettes through tax stamps and taxes other tobacco products at wholesale, both administered by the Oklahoma Tax Commission under 68 O.S. § 304 and related sections. A wholesaler buys stamps and handles untaxed product, so the state wants a $25,000 bond standing behind the tax and the reporting.

The bond guarantees the permittee will make and file the reports, invoices, and transaction details the Tax Commission requires and pay the tax due. It is a three-party arrangement: you (the principal), the surety, and the State of Oklahoma (the obligee).

It is not insurance for you — if the surety pays the state on a tax claim, you repay the surety. Wholesalers who file on time and remit the tax treat the bond as a permit formality. We issue it at a flat 3% with one soft credit pull that never affects your score.

68 O.S. § 304Oklahoma cigarette and tobacco-products wholesalers are permitted by the Oklahoma Tax Commission under Title 68, Section 304 and related provisions, conditioned on a $25,000 surety bond guaranteeing the permittee files the required reports, invoices, and transaction details and pays the cigarette stamp and tobacco-products tax due. Confirm the bond amount on your Tax Commission application.

You need this bond if you're

Applying for an OK cigarette/tobacco wholesaler permit through the Tax Commission
Renewing a wholesaler permit that requires the $25,000 surety bond
Selling unstamped tobacco products at wholesale into Oklahoma retail
Re-entering after a delinquency that reset your bond requirement

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $25,000? +
No. You pay $750 — the flat 3% of the bond amount. The $25,000 is the surety's maximum liability to the state; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The Oklahoma Tax Commission requires it as a condition of a cigarette and tobacco-products wholesaler permit under 68 O.S. § 304. No active bond, no permit.
What does the bond guarantee? +
That you file the reports, invoices, and transaction details the Tax Commission requires and pay the cigarette stamp and tobacco-products tax due. If you fail to and the state is owed, it can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way.
When does it renew? +
The bond must stay active for as long as you hold the wholesaler permit. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Related bonds

Other New York bonds.

The Tax Commission is waiting on one document.

$750 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$750
Apply now →