Oklahoma home service contract bonds.
From $100.
The bond a home service contract provider files with the Oklahoma Insurance Department to register and sell home service contracts. The Insurance Commissioner sets the amount as a condition of registration; pricing starts from $100, and no credit check up to $25,000.
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How much does an Oklahoma home service contract bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard provider bond — enter your amount, apply, and file with the Insurance Department. Here is the whole thing:
Apply online
Your business details, the bond amount the Commissioner set, and the effective date — that is the application.
Issued on the spot
No waiting — the executed bond is generated as soon as you complete the application. No credit check up to $25,000.
File with the Insurance Department
Submit the executed bond with your home service contract provider registration. Wet-ink originals mailed whenever the agency insists.
What it is and who needs it.
What the provider bond guarantees
A home service contract is an agreement to repair or replace a home’s systems and appliances when they fail — sometimes called a home warranty. Oklahoma regulates the providers that sell them under the Home Service Contract Act in the Insurance Code, and conditions registration with the Oklahoma Insurance Department on financial security, which can include a surety bond.
The bond is a consumer-protection guarantee: it stands behind the provider’s obligations to honor the contracts it sells and comply with the Insurance Code. If a registered provider fails to perform and a contract holder is harmed, they can recover against the bond — and if the surety pays, you repay the surety.
The Insurance Commissioner sets the amount as a condition of registration. Confirm the figure on your registration paperwork; pricing starts from $100, and no credit check up to $25,000.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Insurance Department. Submit the executed bond with your home service contract provider registration. Wet-ink originals mailed whenever the agency insists.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
Priced at the application.
Submit the application with the bond amount the Insurance Commissioner set — priced at 1% of that amount, with a $100 minimum, and most applicants are approved and issued instantly.
Start the application →Common questions.
Other Oklahoma bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Provider bond, issued today.
Pricing from $100 — enter the amount the Commissioner set and see your exact price, then file with your registration.