OK home service contract bonds.
Flat 3%. Enter your amount.
The bond a home service contract provider files with the Oklahoma Insurance Department to register and sell home service contracts. The Insurance Commissioner sets the amount as a condition of registration; we issue it at a flat 3% with no credit check.
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Apply to filed in one sitting.
No underwriting queue for the standard provider bond — enter your amount, pay, and file with the Insurance Department. Here is the whole thing:
Apply online
Your business details, the bond amount the Commissioner set, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with the Insurance Department
Submit the executed bond with your home service contract provider registration. Wet-ink originals mailed whenever the agency insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Insurance Commissioner set and the premium updates.
What it is and who needs it.
What the provider bond guarantees
A home service contract is an agreement to repair or replace a home’s systems and appliances when they fail — sometimes called a home warranty. Oklahoma regulates the providers that sell them under the Home Service Contract Act in the Insurance Code, and conditions registration with the Oklahoma Insurance Department on financial security, which can include a surety bond.
The bond is a consumer-protection guarantee: it stands behind the provider’s obligations to honor the contracts it sells and comply with the Insurance Code. If a registered provider fails to perform and a contract holder is harmed, they can recover against the bond — and if the surety pays, you repay the surety.
The Insurance Commissioner sets the amount as a condition of registration. Confirm the figure on your registration paperwork, and we issue the bond at a flat 3% with no credit check.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with the bond amount the Insurance Commissioner set — the executed bond is generated instantly, ready to file.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Oklahoma home service contract provider bond? +
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Other New York bonds.
Provider bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter the amount the Commissioner set and file with your registration.