The City of Willoughby Hills requires every licensed contractor to post a $20,000 bond before working in the city. Ours is $600 flat — 3% of the bond amount, identical for every contractor. The application is five minutes, with no credit check on this bond.
















Contractor license bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your Willoughby Hills contractor license application. Wet-ink original mailed on request.
$20,000 bond × 3% = $600, one-time per term. Fixed amount, fixed price, multi-year if you want it.
The City of Willoughby Hills licenses contractors and conditions the license on a $20,000 surety bond. The bond is a code-compliance guarantee: it stands behind your obligation to follow the city's codes and regulations when performing your contracted work.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Willoughby Hills (the obligee). If a contractor violates city code or causes project-related damage the city has to make right, the city or a harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who pull their permits and build to code treat the bond as a license formality, not a risk.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$600 flat, five-minute application, bond often issued in the same sitting. Free until issued.