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Moraine right of way bonds.
$100 flat.

Under City of Moraine codified ordinance 901.19, contractors working in public sidewalks, streets, highways, or roadways must file a $10,000 right-of-way bond with their permit application. Ours is $100 flat — the price set by our carrier's rate book, identical for every contractor.

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Required under Moraine codified ordinance 901.19 for work in public streets, sidewalks, and roadways
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$10,000 covers all your projects for one year, instead of a separate bond per job
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Fixed amount, fixed price — $10,000 bond, $100, no quote process
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Moraine right of way bond cost?

$100 at the $10,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Right-of-way permit bonds are about as simple as surety gets. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Permit bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with your Moraine permit

Your executed bond arrives by email, ready to file with your right-of-way permit application under section 901.19. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The City of Moraine requires a right-of-way bond from contractors working in public sidewalks, streets, highways, or roadways under codified ordinance section 901.19. The $10,000 amount satisfies the city's coverage requirement for all of a contractor's projects within one year, rather than a separate bond for each job.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Moraine (the obligee). The bond guarantees that work in the right-of-way is restored to city standards and that the city is made whole for any damage to public infrastructure.

It is not insurance for you — if the city draws on the bond, you repay the surety. Contractors who restore the right-of-way properly treat the bond as a permit formality, not a risk.

Moraine Codified Ordinance §901.19 (Right-of-Way Permits)City of Moraine codified ordinance section 901.19 governs right-of-way permits and requires a $10,000 bond from contractors working in public sidewalks, streets, highways, or roadways. The $10,000 limit satisfies the city's coverage requirement for all projects within one year instead of a separate bond per project.

You need this bond if you're

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Working in a Moraine public street, sidewalk, or roadway under section 901.19
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A utility or excavation contractor opening pavement or boring in the right-of-way
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Building or repairing a driveway approach that ties into the public right-of-way
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Pulling Moraine right-of-way permits and wanting one bond to cover the year
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with your Moraine permit. Your executed bond arrives by email, ready to file with your right-of-way permit application under section 901.19. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Moraine right of way bond?The premium is $100 flat, set by our carrier's rate book for this bond — the same for every contractor. The $10,000 bond amount is set by Moraine codified ordinance 901.19; the premium does not scale with it, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Does one bond cover all my Moraine jobs?Yes. Under section 901.19, the $10,000 bond satisfies the city’s coverage requirement for all your right-of-way projects within one year, instead of a separate bond for each project.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. We send renewal notices 60 and 30 days out, with autopay available, so your bond stays on file with the city.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Moraine right of way bond, issued today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
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