OH surplus lines (individual) bonds.
$750. Five minutes.

An individual licensed as an Ohio surplus lines broker must file a $25,000 surety bond with the Department of Insurance under ORC 3905.35. Ours is $750 flat — 3% of the bond amount — and license bonds like this are the fastest thing we issue.

Required for an individual surplus lines broker license under ORC 3905.35
Fixed price, fixed amount — $25,000 bond, $750, no quote process
Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Your details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Department of Insurance

Your executed bond and power of attorney arrive by email, ready to file with your individual surplus lines license. Wet-ink original mailed on request.

The whole pricing page.

$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$750
2-year term
$1,500
3-year term
$2,250
About this bond

What it is and who needs it.

What the bond actually guarantees

Ohio licenses surplus lines brokers — who place coverage with non-admitted insurers — through the Department of Insurance under ORC Chapter 3905. ORC 3905.35 requires the licensee to file a $25,000 surety bond, payable to the state, before the license issues. This page is the bond for an individual holding the license.

The bond is a compliance-and-tax guarantee: it secures the broker’s full and faithful compliance with ORC 3905.30 to 3905.36 — including the proper handling and remittance of surplus lines taxes. If the broker violates those sections, the state or a harmed person can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for the life of the license, so we track it and notify you 60 and 30 days out.

ORC 3905.35 (Ohio Department of Insurance)Ohio Revised Code 3905.35 requires a surplus lines broker — applying to the Superintendent of Insurance under ORC 3905.30 — to file a $25,000 surety bond payable to the state, conditioned on full and faithful compliance with ORC 3905.30 to 3905.36. The same $25,000 amount applies to individual and business-entity licensees. Confirm the form and obligee on your application.

You need this bond if you're

An individual applying for an Ohio surplus lines broker license
A producer adding surplus lines authority to place non-admitted coverage
Renewing an individual surplus lines license and your current bond is expiring
A nonresident broker getting an Ohio surplus lines license

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Ohio surplus lines broker (individual) bond? +
The premium is $750 — a flat 3% of the fixed $25,000 bond amount, the same for every broker. ORC 3905.35 sets the bond at $25,000, so there is no quote process.
Do I pay the $25,000? +
No. You pay $750. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How is this different from the business-entity bond? +
The amount is the same — $25,000 under ORC 3905.35. This bond is filed in an individual’s name; the entity bond is filed in the name of a business entity holding the surplus lines license. We write both.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Fixed-amount license bonds like this one don't need one.
When does it renew? +
The bond must stay active for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.
Related bonds

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Finish your surplus lines license today.

$750 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$750
Apply now →