Ohio surplus lines (entity) bonds.
$250 flat.
A business entity licensed as an Ohio surplus lines broker must file a $25,000 surety bond with the Department of Insurance under ORC 3905.35. Ours is $250 flat — the price you see is the checkout price — and license bonds like this issue instantly.
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How much does an Ohio surplus lines bond cost?
$250 at the $25,000 amount, the same for every applicant.
Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase.
File with the Department of Insurance
Your executed bond and power of attorney arrive by email, ready to file with your business-entity surplus lines license. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Ohio licenses surplus lines brokers — who place coverage with non-admitted insurers — through the Department of Insurance under ORC Chapter 3905. ORC 3905.35 requires the licensee to file a $25,000 surety bond, payable to the state, before the license issues. This page is the bond for a business entity holding the license.
The bond is a compliance-and-tax guarantee: it secures the broker’s full and faithful compliance with ORC 3905.30 to 3905.36 — including the proper handling and remittance of surplus lines taxes. If the broker violates those sections, the state or a harmed person can recover against the bond.
It is not insurance for your firm — if the surety pays a claim, you repay the surety. The bond must stay active for the life of the license, so we track it and notify you 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Department of Insurance. Your executed bond and power of attorney arrive by email, ready to file with your business-entity surplus lines license. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Ohio bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your surplus lines license today.
$250 flat, no credit check, bond often issued in the same sitting. Free until issued.