OH surplus lines (entity) bonds.
$250 flat.

A business entity licensed as an Ohio surplus lines broker must file a $25,000 surety bond with the Department of Insurance under ORC 3905.35. Ours is $250 flat — the price you see is the checkout price — and license bonds like this issue instantly.

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Required for a business-entity surplus lines broker license under ORC 3905.35

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Fixed price, fixed amount — $25,000 bond, $250, no quote process

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Multi-year terms available — set it up once, forget it for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

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How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Department of Insurance

Your executed bond and power of attorney arrive by email, ready to file with your business-entity surplus lines license. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Ohio licenses surplus lines brokers — who place coverage with non-admitted insurers — through the Department of Insurance under ORC Chapter 3905. ORC 3905.35 requires the licensee to file a $25,000 surety bond, payable to the state, before the license issues. This page is the bond for a business entity holding the license.

The bond is a compliance-and-tax guarantee: it secures the broker’s full and faithful compliance with ORC 3905.30 to 3905.36 — including the proper handling and remittance of surplus lines taxes. If the broker violates those sections, the state or a harmed person can recover against the bond.

It is not insurance for your firm — if the surety pays a claim, you repay the surety. The bond must stay active for the life of the license, so we track it and notify you 60 and 30 days out.

ORC 3905.35 (Ohio Department of Insurance)Ohio Revised Code 3905.35 requires a surplus lines broker — applying to the Superintendent of Insurance under ORC 3905.30 — to file a $25,000 surety bond payable to the state, conditioned on full and faithful compliance with ORC 3905.30 to 3905.36. The same $25,000 amount applies to individual and business-entity licensees. Confirm the form and obligee on your application.

You need this bond if you're

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A business entity applying for an Ohio surplus lines broker license

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An agency adding a surplus lines authority to place non-admitted coverage

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Renewing an entity surplus lines license and your current bond is expiring

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A nonresident firm getting an Ohio surplus lines license

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information, because this bond doesn't need it.

Start the application →

FAQ

Common questions.

How much is the Ohio surplus lines broker (entity) bond?The premium is $250 flat, set by our carrier’s rate book for this fixed $25,000 bond — the same for every entity. ORC 3905.35 sets the bond at $25,000, so there is no quote process.

Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

How is this different from the individual broker bond?The amount is the same — $25,000 under ORC 3905.35. This bond is filed in the name of a business entity holding the surplus lines license; the individual bond is filed in a natural person’s name. We write both.

Is there a credit check?The application collects no credit information at all — fixed-amount license bonds like this one don't need it. Most applications approve instantly; if a check ever runs, it's a soft pull that won't touch your score.

When does it renew?The bond must stay active for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.

Related bonds

Other Ohio bonds.

Finish your surplus lines license today.

$250 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$250

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