Ohio lost instrument bonds.
We size, underwrite & quote it.
Lost a cashier’s check, stock certificate, or note — and the issuer won’t replace it without security?
A lost instrument bond indemnifies the issuer if the original ever resurfaces.
The instrument’s face value sets the penal sum — and we underwrite it.
A surety specialist reviews your file and returns a quote, usually within one business day.
Trusted by industry leaders
Built to get the replacement issued.
The bank or transfer agent won’t reissue until your indemnity is in place, so the replacement waits on the bond. Here is the whole process:
Send us the file
Apply online with the type of instrument, its face value, the issuer, and the circumstances of the loss. The face value sets the penal sum, so we can size the bond right away.
A surety specialist underwrites it
A specialist reviews your credit, the amount, and any collateral, then returns a quote. A large instrument is often collateralized, since the surety stands behind the full face value.
Execute & deliver
Once you bind, we issue the executed bond for the issuer — the bank, transfer agent, or company — so it can reissue the cashier’s check, stock certificate, or note.
What it is and who needs it.
Why the issuer needs indemnity
When a negotiable instrument — a cashier’s check, stock certificate, or promissory note — is lost, stolen, or destroyed, the issuer faces a problem: if it reissues and the original later turns up in good hands, it could have to honor both.
A lost instrument bond solves that. It indemnifies the issuer against any loss from the reissuance, so the bank, transfer agent, or company can replace your instrument without taking on that double-payment risk.
Under UCC Article 3, the issuer is entitled to adequate security before reissuing. The penal sum equals the instrument’s face value — a closed penalty — and a large amount is often collateralized. We tell you what your file needs before you commit.
You need this bond if you’re
The application takes about ten minutes.
These are the actual underwriting fields — the instrument, its face value, the issuer, and your financials. Submit once and a surety specialist reviews everything together and returns a quote, typically within one business day. Free until your bond is issued.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Get the instrument reissued.
Send us the instrument and its face value, and a surety specialist underwrites and quotes the bond — typically within one business day. Free until your bond is issued.