The City of Kirtland requires every contractor to register with the City and post a $5,000 surety bond before a certificate of registration issues. Ours is $275 flat — the 3% rate lands at our minimum on a bond this size. Five-minute application, no credit check.
















Registration bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section.
Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your Kirtland contractor registration so the certificate can issue. Wet-ink original mailed on request.
$5,000 bond × 3% = $150, below our $275 minimum, so it is $275 one-time per term. Fixed amount, fixed price, multi-year if you want it.
A contractor registration bond is a code-compliance and consumer-protection guarantee. The City of Kirtland wants a financial backstop that a registered contractor performs work in line with City regulations and is accountable if the work damages property or violates the registration terms.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the City of Kirtland (the obligee), with harmed property owners as the protected parties. If a contractor breaches the registration or causes a covered loss, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Most contractors treat the $5,000 bond as a registration formality, and we track the renewal so your registration stays current.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.