The City of Findlay requires a $5,000 bond filed with the Engineering Department before a contractor builds sidewalks or makes driveway/curb cuts in the public right-of-way. Ours is $275 flat — the 3% rate lands at our minimum on a bond this size. Five-minute application, no credit check.
















Right-of-way bonds are about the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section.
Right-of-way bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with the City of Findlay Engineering Department so your curb-cut and sidewalk permits can issue. Wet-ink original mailed on request.
$5,000 bond × 3% = $150, below our $275 minimum, so it is $275 one-time per term. Fixed amount, fixed price, multi-year if you want it.
A sidewalk and curb-cut bond is a right-of-way restoration guarantee. When you build sidewalks or cut a driveway/curb into the City of Findlay's right-of-way, the City wants a financial backstop that the work is done to its standards and that City property is restored if your work is incomplete, substandard, or causes damage.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the City of Findlay through its Engineering Department (the obligee). If the work fails or damages City property, the City can claim against the bond to fund the repairs.
This is a blanket bond — it covers your sidewalk and curb-cut work across the term rather than a single address. If you only need to cover one specific location, the City offers a single-address curb-cut bond instead. It is not insurance for you — if the surety pays, you repay the surety.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.