North Dakota professional employer organization bonds.
From $1,000.
A North Dakota professional employer organization must hold a surety bond (or letter of credit) with the Secretary of State to be registered. The amount is tied to your North Dakota wages, with a $100,000 floor — enter that figure and your exact price appears at the application. No credit check up to $50,000.
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How much does a North Dakota professional employer organization bond cost?
1% of the bond amount, from $1,000 at the $100,000 minimum. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No credit check up to $50,000. Here is the whole thing:
Apply online
Your business details, the bond amount your registration requires, and the effective date — that is the application.
Issued
No credit check up to $50,000. Smaller amounts can issue right after payment; larger PEO bonds may get a quick underwriter review.
File with the Secretary of State
Submit the executed bond with your PEO registration, held by the Secretary of State. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the PEO bond actually covers
A professional employer organization co-employs a client's workforce — handling payroll, taxes, and benefits — so the state wants a financial guarantee standing behind the wages and taxes a PEO is responsible for. North Dakota registers PEOs through the Secretary of State and conditions registration on a surety bond or irrevocable letter of credit.
The amount is the lesser of $100,000 or 5% of the total wages on the PEO's most recent quarterly contribution and wage report filed with Job Service North Dakota. A PEO that has not yet filed a quarterly wage report posts the $100,000 floor — so most PEOs end up posting the $100,000 bond amount. That is the amount, not the price: pricing starts from $1,000 and depends on the amount you enter.
The bond is held by the Secretary of State, and a PEO must give at least 45 days' notice before cancelling or non-renewing it. If the bond lapses, the Secretary of State revokes the registration the next day — so we track it and keep it continuous. If the surety pays a claim, the PEO repays the surety.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Secretary of State. Submit the executed bond with your PEO registration, held by the Secretary of State. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, no credit check up to $50,000.
No credit check up to $50,000. Smaller amounts can issue right away; larger PEO bonds may get a quick review.
Start the application →Common questions.
Other North Dakota bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
PEO bond, ready to register.
One application, no credit check up to $50,000. Enter your required amount and file with the Secretary of State.
