ND professional employer organization bonds.
Flat 3%. Enter your amount.

A North Dakota professional employer organization must hold a surety bond (or letter of credit) with the Secretary of State to be registered. The amount is tied to your North Dakota wages, with a $100,000 floor — enter that figure and we issue it at a flat 3% with no credit check.

Required to be registered as a PEO with the North Dakota Secretary of State
Amount is the lesser of $100,000 or 5% of prior-quarter ND wages — $100,000 if you have no filed wage report yet
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No credit section on this bond — enter your amount, pay, and file with the Secretary of State. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount your registration requires, and the effective date — that is the entire application.

INSTANTLY OR QUICK REVIEW

Issued

No credit check on this bond. Smaller amounts can issue right after payment; larger PEO bonds may get a quick underwriter review.

SAME / NEXT DAY

File with the Secretary of State

Submit the executed bond with your PEO registration, held by the Secretary of State. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time per term, $275 minimum. Enter the figure your registration requires and the premium updates.

$100,000 bond
$3,000
$150,000 bond
$4,500
$250,000 bond
$7,500
About this bond

What it is and who needs it.

What the PEO bond actually covers

A professional employer organization co-employs a client's workforce — handling payroll, taxes, and benefits — so the state wants a financial guarantee standing behind the wages and taxes a PEO is responsible for. North Dakota registers PEOs through the Secretary of State and conditions registration on a surety bond or irrevocable letter of credit.

The amount is the lesser of $100,000 or 5% of the total wages on the PEO's most recent quarterly contribution and wage report filed with Job Service North Dakota. A PEO that has not yet filed a quarterly wage report posts the $100,000 floor — so $100,000 is the practical starting point for most.

The bond is held by the Secretary of State, and a PEO must give at least 45 days' notice before cancelling or non-renewing it. If the bond lapses, the Secretary of State revokes the registration the next day — so we track it and keep it continuous. If the surety pays a claim, the PEO repays the surety.

North Dakota PEO registration (Secretary of State)North Dakota registers professional employer organizations through the Secretary of State and requires a surety bond or irrevocable letter of credit in an amount equal to the lesser of $100,000 or 5% of the total wages on the PEO's most recent quarterly contribution and wage report filed with Job Service North Dakota — with a $100,000 amount where no such report has been filed. The PEO must give at least 45 days' notice before cancelling the bond, and a lapse revokes the registration the next day. Confirm your exact amount with the Secretary of State.

You need this bond if you are

A PEO registering in North Dakota — the bond is held by the Secretary of State
Renewing a PEO registration as your wage-based amount is recalculated
A new PEO that has not yet filed a North Dakota quarterly wage report (the $100,000 floor applies)
Replacing a letter of credit with a surety bond to free up bank collateral

Five minutes, no credit section.

Submit the application with your required bond amount — no credit pull on this bond. Smaller amounts can issue right away; larger PEO bonds may get a quick review.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the North Dakota PEO bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The bond amount is the lesser of $100,000 or 5% of your prior-quarter North Dakota wages — and $100,000 if you have not filed a quarterly wage report yet. Enter your figure and the quote updates.
Why is the floor $100,000? +
Because the formula is the lesser of $100,000 or 5% of wages, but a PEO with no filed quarterly wage report posts the full $100,000. For most PEOs, $100,000 is the practical starting amount.
Can I use a letter of credit instead? +
Yes — North Dakota accepts an irrevocable letter of credit in place of the surety bond. A surety bond is usually cheaper, though: you pay the 3% premium rather than tying up cash or bank collateral for the full amount.
Is there a credit check? +
No — this bond has no credit section. Larger PEO bond amounts may get a quick soft-pull review, which never affects your credit score.
What happens if the bond lapses? +
The Secretary of State revokes your PEO registration the day after a lapse, and you must give at least 45 days' notice before cancelling. We track the bond and send renewal notices well ahead, so it never lapses by accident.
Related bonds

Other New York bonds.

PEO bond, ready to register.

Five-minute application, flat 3%, $275 minimum, no credit check. Enter your required amount and file with the Secretary of State.

Your premium @ 3%$3,000
Apply now →