NC PEO bonds.
Flat 3%. Enter your amount.
North Carolina licenses professional employer organizations through the NC Department of Insurance under G.S. 58-89A. An applicant files a $100,000 surety bond for the Commissioner — plus an additional bond if current liabilities exceed current assets. We write it at a flat 3%; enter your required amount and the premium updates.
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Apply to filed in one sitting.
Enter your amount, pay, and file with the Department of Insurance. Larger or adjusted bonds get a quick underwriter review. Here is the whole thing:
Apply online
Your PEO details, the bond amount the Commissioner requires, and the effective date — that is the entire application.
Issued or reviewed
The base $100,000 bond is generated on payment; if your amount reflects a liabilities-over-assets adjustment, an underwriter may confirm within 48 hours.
File with the Department of Insurance
Submit the executed bond with your PEO license application to the NC Department of Insurance, Financial Oversight and Special Entities Division. Wet-ink originals mailed when required.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Commissioner requires and the premium updates.
What it is and who needs it.
What the PEO bond actually covers
North Carolina licenses professional employer organizations (PEOs) — firms that co-employ a client's workers and handle payroll, benefits, and employment taxes — through the NC Department of Insurance under Article 89A of Chapter 58.
Under G.S. 58-89A-50, an applicant files a $100,000 surety bond for the benefit of the Commissioner. An applicant whose current liabilities exceed current assets must file an additional bond equal to or greater than that shortfall. The bond stays in force while the license is active or any PEO obligations remain outstanding.
The bond guarantees the PEO's obligations — including the payment of wages, benefits, and employment taxes it is responsible for. An applicant may instead post an irrevocable letter of credit or deposit cash or securities, but the surety bond at a flat 3% is usually the cheapest path. Enter the amount the Commissioner requires and we issue it.
You need this bond if you are
Five minutes, issued or reviewed.
Submit the application with the bond amount the Commissioner requires — the $100,000 base bond issues on payment, and adjusted amounts get a quick underwriter review.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the North Carolina PEO bond? +
Why might my bond be more than $100,000? +
Is there a credit check? +
Can I use a letter of credit instead? +
Where do I file it? +
Other New York bonds.
PEO bond, filed this week.
Five-minute application, flat 3%, $275 minimum. Enter the amount the Commissioner requires and file with the Department of Insurance.